77 Horseshoe Loop, Bozeman, MT, 59718
About This Home
Newer construction in the Stables at White Horse Ranch offers the privacy of a single-family home with the ease of low-maintenance living. The main level features an open kitchen, living, and dining area perfect for entertaining. Large windows throughout provide the home with maximum light. The kitchen includes quartz counters, stainless steel appliances, modern finishes, and a walk-in pantry with exceptional storage. Chic custom window treatments complete the space. A flexible laundry/mudroom off the two-car garage and a convenient half bath finish the main floor. Upstairs you’ll find a spacious primary suite with walk-in closet, en suite bathroom and vaulted ceiling, plus two additional bedrooms and a full bathroom. This home sits in the coveted Monforton Elementary School District, a sought-after elementary and junior high option in the Bozeman area. The HOA handles landscaping, lawn care, snow removal of roads and sidewalks, irrigation water, and irrigation maintenance, giving you more time to enjoy Montana’s outdoors. Residents will enjoy the White Horse Ranch amenities including a basketball court, pickleball court, miles of paved trails, and inviting common areas. A major bonus: Brand new paid-in-full solar panel system transfers with the home. It is grandfathered into Northwestern Energy’s 1:1 net-metering arrangement, offering valuable ongoing energy savings! This property is highly versatile—equally well-suited as a primary residence for an end user, a lock-and-leave second home, or an investment property.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Roof: Asphalt
- Construction materials: Cement Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Washer
Basement
- Basement: Crawl Space
Bedroom
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: Main
Features
- Walk-In Closet(s),Window Treatments
- Window features: Window Coverings
- Flooring: Partially Carpeted,Plank,Tile,Vinyl
- Finished area above ground: 1,790
Garage
- Level: Main
Half Bath
- Level: Main
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,790
- Total interior livable area: 1,790 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Upper
Other
- Level: Upper
Other
- Level: Upper
Property
Details
- Parcel number: RGG84941
- Zoning description: RRA
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Patio,Porch
- Exterior features: Sprinkler/Irrigation,Landscaping
- Has view: Yes
- View description: Mountain(s),Southern Exposure,Trees/Woods
Lot
- Lot size: 3,484 sqft
- Features: Lawn,Landscaped,Sprinklers In Ground
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Winter Weather
- Hail
- Earthquake
- Inland Flooding
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Gallatin County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,514 | $42,168 |
| Home Insurance | $164 | $1,968 |
| Property Taxes | $67 | $804 |
| Electricity | $151 | $1,812 |
| Total | $3,896 | $46,752 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Listed for sale | $695,000 |
| 2026-07-28 | Listing removed | $3,500 |
| 2026-07-14 | Price change | $3,500 |
| 2026-07-01 | Listed for rent | $3,800 |
| 2024-06-28 | Sold | -- |
| 2024-06-06 | Contingent | $635,000 |
| 2023-12-07 | Listed for sale | $635,000 |
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