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20383 Sutliff Rd, Escalon, CA, 95320

2beds
1baths
1,096sqft
$1,099,000
$1,003price/sqft
$6,939/moest. monthly cost
$277,560/yrincome needed

About This Home

Welcome to 20383 Sutliff Rd. A blend of a classic California ranch layout, with a modern, recently updated home. 14.27 Irrigated Acres, Large Barns for Ag Storage or room for all your equipment and toys. The home has been Completely Remodeled, modern touches and no detail left undone. Two Bedrooms and One Bath. New HVAC, Electric Panel, Windows, Composition Roof, Modern Kitchen with Quartz Counters and Custom Cabinets, new Appliances and Built-in Microwave. Laminate Flooring, large Laundry Room with space for additional storage. New Bathroom with Quartz Counters and a beautiful Tub with Shower. Full Dual Pane windows, custom Paint and Finishes throughout. Large Barns, SSJID Irrigation and an AG Well for the pastures or permanent plantings. The ranch has 3-Phase Electric. Excellent location for horses or cattle. Ranch is fully fenced and cross fenced. Two separate pastures, along with corral and stall areas. Here is you chance to own a working ranch, with a meticulously remodeled home. Pipe Fencing along the front with an electric gate. Great location to build your dream home and enjoy a wonderful country life. This ranch is located close to downtown Escalon, Oakdale and Modesto. Easy access to Lakes and Ski Resorts. Also conveniently located to the Bay Area.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
3/10
El Portal Middle SchoolGrades 6-83.7 mi
7/10
Escalon High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1943

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Block,Concrete,Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range Hood,Dishwasher,Disposal,Microwave,Plumbed For Ice Maker,Electric Water Heater,Free-Standing Electric Range
  • Laundry features: Cabinets,Sink,Electric Dryer Hookup,Space For Frzr/Refr,Hookups Only,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Formal Area

Features

  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Ductless,Electric,MultiUnits
  • Cooling features: Ceiling Fan(s),Ductless,Multi Units

Interior Area

  • Total interior livable area: 1,096 sqft

Kitchen

  • Features: Breakfast Area,Pantry Cabinet,Quartz Counter

Property

Details

  • Zoning description: AG40
  • Special condition: Standard

Features

  • Exterior features: Dog Run
  • Fencing: Metal,Wire,Wood,Front Yard,Full,Gated Driveway/Sidewalks

Lot

  • Lot size: 14.27 Acres
  • Features: Sprinklers In Front,Shape Regular,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Detached,Uncovered Parking Spaces 2+,Garage Faces Side,Other,Gated
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Drought
Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,557$66,684
Home Insurance *$261$3,132
Property Taxes $723$8,676
Electricity $398$4,786
Total$6,939$83,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$237,908/yr
40% on housing$208,170/yr
45% on housing$185,040/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,003This listing

vs Other Active Listings

Avg $/sqft

ZIP 95320$456
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95320$348
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Listed for sale$1,099,000
2025-10-13Listing removed$1,099,950
2025-08-02Price change$1,099,950
2025-06-22Listed for sale$1,175,000
2022-02-22Sold$650,000
2022-01-20Pending sale$665,000
2021-08-25Sold$600,000

For Sale by Agent

AgentMark Lowney
BrokeragePMZ Real Estate

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