531-533 Natoma St, San Francisco, CA, 94103
About This Home
Introducing 531-533 Natoma -a Victorian, 4-unit building in the heart of SOMA. This property offers four large two bedroom/one bathroom units, and each unit has its individual gas and electric meters as well as in-unit laundry area. This A++ location is truly unbeatable! Only a short distance away from Civic Center neighborhoods which offer a plethora of shops, restaurants, and art galleries, Yerba Buena, San Franciscos Financial District + tech hub, entertainment and so much more! With easy freeway access to HWY 101/280 and close proximity to Caltrain, BART, MUNI makes this property a commuter's dream. Don't miss this smart investment for both owner-occupants and investors alike.
Getting Around
Walker's Paradise
Rider's Paradise
Biker's ParadiseSchools
Construction
Condition
- Year built: 1908
Materials
- Foundation: Other
- Roof: Other
Type & Style
- Home type: SingleFamily
- Property subType: Other,Residential
Interior
Bedrooms & Bathrooms
- Bedrooms: 8
- Bathrooms: 4
- Full bathrooms: 4
Dining Room
- Features: NoFormalDiningRoom
Family Room
- Features: NoFamilyRoom
Heating & Cooling
- Heating features: Other
- Cooling features: Other
Interior Area
- Total structure area: 3,050
- Total interior livable area: 3,050 sqft
Property
Details
- Parcel number: 3726050
- Zoning: RED
- Special condition: Standard
Features
- Stories: 2
Lot
- Lot size: 1,907 sqft
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in San Francisco County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,062 | $72,744 |
| Home Insurance * | $218 | $2,616 |
| Property Taxes | $719 | $8,628 |
| Electricity | $654 | $7,848 |
| Total | $7,653 | $91,836 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-18 | Listed for sale | $1,199,000 |
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