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411 Summerwalk Cir, Chapel Hill, NC, 27517

2beds
3baths
1,378sqft
$325,000
$236price/sqft
$2,157/moest. monthly cost
$86,280/yrincome needed

About This Home

Fantastic opportunity! A beautifully UPDATED home in the highly desirable Finley Forest neighborhood. Features a well thought-out layout with two spacious bedroom SUITES each with a full bath, along with a flexible bonus space that works well as a home OFFICE, nursery, or library. The kitchen is a dream featuring stainless steel appliances, QUARTZ countertops, a gas range, a full-size pantry, and a breakfast bar. It opens easily to an informal dining area, creating a comfortable flow for everyday living and entertaining. Enjoy a generously sized living room with a cozy GAS-LOG fireplace and views of the private FENCED patio courtyard. On the main level, there is also a convenient half bath and a SEPARATE laundry room. Updated CARPET-FREE flooring in all rooms! WOW! Hard to beat location with a short commute to UNC, Southpoint, and Interstate 40, plus a bus stop just a quick walk from home. Finley Forest offers a true neighborhood feel with mature trees and sidewalks, along with amenities that include a clubhouse, POOL, TENNIS courts, and a playground. There is also easy access to nearby bike trails and multi-use paths connecting the Friday Center, Meadowmont, and Chapel Hill. Restaurants, shopping, and UNC are minutes away! A REMARKABLE home and an AMAZING LOCATION!

Getting Around

17
WalkingCar-Dependent
39
TransitSome Transit
31
BikeSomewhat Bikeable

Schools

3/10
Creekside ElementaryGrades K-52.5 mi
8/10
Sherwood Githens MiddleGrades 6-86.1 mi
4/10

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Permanent,Slab
  • Roof: Shingle, Other
  • Construction materials: Brick,Other

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary, Traditional
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Range
  • Laundry features: Laundry Room,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Bathtub/Shower Combination,Breakfast Bar,High Speed Internet,Pantry,Quartz Counters
  • Flooring: Ceramic Tile,Laminate,Tile
  • Fireplace features: Gas,Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,378
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,378
  • Total interior livable area: 1,378 sqft

Property

Details

  • Parcel number: 9798703713006
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Association,Swimming Pool Com/Fee,See Remarks,Community
  • Patio & porch: Covered,Patio
  • Fencing: Fenced, Privacy, Other
  • Has view: Yes

Lot

  • Features: Near Public Transit
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Assigned,On Site,Open,Parking Lot,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Durham County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$95$1,140
Property Taxes $219$2,628
Electricity $200$2,405
Total$2,157$25,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,954/yr
40% on housing$64,710/yr
45% on housing$57,520/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 27517$267
Durham County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 27517$250
Durham County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Listed for sale$325,000

For Sale by Agent

AgentLaura Grace
BrokerageFathom Realty NC, LLC

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