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33706 Modoc Point Rd, Chiloquin, OR, 97624

3beds
1baths
1,118sqft
$540,000
$483price/sqft
$3,416/moest. monthly cost
$136,640/yrincome needed

About This Home

Cozy Waterfront Home with Spectacular Views Experience waterfront living at its finest in this beautifully cabin situated on over an acre of land with stunning panoramic water views. Expansive walls of glass fill the home with natural light and showcase the breathtaking scenery from nearly every room. This unique property features approximately 1,045 square feet on the main level, including a spacious primary bedroom and an inviting open-concept living area. Above, a generous 696-square-foot loft offers flexible space for a second bedroom, guest accommodations, or recreational area. the oversized 2-car garage, you'll find an additional room with excellent potential for conversion into a third bedroom, home office, hobby room, or guest suite. Recent renovations include new appliances and thoughtful updates throughout, creating a move-in-ready home that blends modern comfort with rustic charm. Seller willing to contribute $20k towards buyer closing cost with full price offer.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

4/10
3/10
Chiloquin High SchoolGrades 7-124.2 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1

Features

  • Flooring: Laminate
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,118
  • Total interior livable area: 1,118 sqft

Property

Details

  • Parcel number: 242525
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Horses can be raised: Yes

Lot

  • Lot size: 1.31 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,RV Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Winter Weather
Cold Wave
Earthquake

FEMA Declared Disasters in Klamath County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$227$2,724
Property Taxes $283$3,396
Electricity $176$2,119
Total$3,416$40,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,120/yr
40% on housing$102,480/yr
45% on housing$91,093/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$483This listing

vs Other Active Listings

Avg $/sqft

ZIP 97624$247
Klamath County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 97624$192
Klamath County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$540,000
2026-03-26Listing removed--
2025-09-27Listed for sale$695,000
2024-01-12Sold$150,000
2023-12-04Pending sale$150,000
2023-12-01Listed for sale$150,000

For Sale by Agent

AgentJared English
BrokerageCongress Realty

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