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880 Belle Ridge Loop, Bellevue, KY, 41073

3beds
2baths
1,685sqft
$499,000
$296price/sqft
$3,379/moest. monthly cost
$135,160/yrincome needed

About This Home

New ReaLife Homes ranch 3 bedroom, 1 or 2 bath Maisonette Craftsman model features the following: Contemporary interior and exterior finishes, 9 foot and cathedral ceilings, open great room/ kitchen/ dining area with expansive glass, pond and waterfall view decks and patios, optional rooftop deck, wood look vinyl plank flooring, stainless appliances, and MORE! Come experience one of a kind urban living in the completely new development of Reserve at Bellevue, the past site of Northern Kentucky's Homefest! Development features amenities such as a beautiful entry pond with cascading waterfalls, community gathering spaces with fire pits and grill areas, a dog park area, and an approximately 1 mile combination of concrete and wooded walking paths. One of the largest new urban developments within just minutes of downtown Cincinnati, the river, marinas, Ft Thomas downtown, and all the shopping of Newport Pavilion. And with Bellevue's new golf cart street legal policy, you can ride from your front door to several dining and entertainment districts and even several marinas. Come customize this home today!

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

4/10
5/10
Bellevue High SchoolGrades 6-120.8 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured Concrete
  • Roof: Membrane,Shingle
  • Construction materials: HardiPlank Type,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Electric Oven,Electric Range,Dishwasher,Disposal,ENERGY STAR Qualified Appliances,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes

Bathroom3

  • Features: Full Bath Rough In
  • Level: Lower
  • Area: 42
  • Dimensions: 7 x 6

Bedroom2

  • Features: Carpet Flooring,Walk-In Closet(s),Bath Adjoins,Ceiling Fan(s)
  • Level: First
  • Area: 121
  • Dimensions: 11 x 11

Bedroom3

  • Features: Carpet Flooring
  • Level: Lower
  • Area: 132
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Family Room

  • Features: Carpet Flooring
  • Level: Lower
  • Area: 286
  • Dimensions: 22 x 13

Features

  • Kitchen Island,Walk-In Closet(s),Smart Thermostat,Open Floorplan,Granite Counters,Eat-in Kitchen,Double Vanity,Cathedral Ceiling(s),Ceiling Fan(s),High Ceilings,Recessed Lighting,Vaulted Ceiling(s),Master Downstairs
  • Window features: Casement,Vinyl Frames
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Forced Air,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,685
  • Total interior livable area: 1,685 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Eat-in Kitchen,Pantry,Wood Cabinets,Recessed Lighting
  • Level: First
  • Area: 80
  • Dimensions: 10 x 8

Living Room

  • Features: Fireplace(s),Recessed Lighting,Luxury Vinyl Flooring
  • Level: First
  • Area: 210
  • Dimensions: 15 x 14

Primary Bath

  • Features: Ceramic Tile Flooring,Double Vanity,Shower With Bench
  • Level: First
  • Area: 80
  • Dimensions: 10 x 8

Primary Bedroom

  • Features: Carpet Flooring,Walk-In Closet(s),Bath Adjoins,Ceiling Fan(s)
  • Level: First
  • Area: 143
  • Dimensions: 13 x 11

Property

Details

  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch,Deck
  • Exterior features: Balcony,Lighting
  • Has view: Yes
  • View description: Pond,Valley
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 3,500 sqft
  • Features: Cleared,Sloped
  • Lot size dimensions: 35 x 100

Parking

  • Total spaces: 2
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$262$3,144
Property Taxes $440$5,280
Electricity $154$1,850
Total$3,379$40,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,851/yr
40% on housing$101,370/yr
45% on housing$90,106/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 41073$141
Campbell County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 41073$184
Campbell County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-28Listed for sale$499,000
2025-09-01Listing removed$529,000
2025-01-05Listed for sale$529,000
2024-10-08Listing removed$99,000
2023-11-30Listed for sale$99,000

New Construction

AgentCharles Pond
BrokerageTree Ridge Realty, LLC

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