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1400 Banana Rd #166, Lakeland, FL, 33810

3beds
2baths
1,120sqft
$95,900
$86price/sqft
$805/moest. monthly cost
$32,200/yrincome needed

About This Home

Stop renting and start living the Florida lifestyle you deserve. At Sundance Village, you can own a 2024 home with 3 bed / 2 bath and 1120 sq. ft.-in a stunning, well-maintained community. More space. More freedom. Better value. Don't wait-schedule your tour today before it's gone.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

2/10
3/10
Kathleen Senior High SchoolGrades PK,9-126.3 mi

Construction

Condition

  • Year built: 2024

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,120

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Property

Details

  • On leased land: Yes
  • Lease amount: 685

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $484$5,808
Home Insurance *$66$792
Property Taxes $58$696
Electricity $197$2,366
Total$805$9,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,600/yr
40% on housing$24,150/yr
45% on housing$21,466/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 33810$121
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33810$190
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-13Listed for rent$1,990
2026-04-09Listing removed$132,900
2024-12-25Contingent$132,900
2024-12-24Listed for sale$132,900
2024-12-22Contingent$132,900
2024-12-07Listing removed$1,650
2024-11-15Price change$1,850
2024-11-13Listed for rent$1,950
2024-05-02Listing removed--
2024-03-28Listing removed--
2024-03-28Contingent$134,900
2024-03-15Listed for rent$1,995
2024-01-14Listing removed--
2023-12-14Listing removed--
2023-11-30Listed for rent$1,925

For Sale by Agent

AgentTori Coil
BrokerageSundance Village

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