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6114 N 49th Street Unit A, Tacoma, WA, 98407

4beds
2baths
1,700sqft
$579,950
$341price/sqft
$3,621/moest. monthly cost
$144,840/yrincome needed

About This Home

$15,000 SELLER CREDIT OFFERED! Move-in ready, partial water views, flexible living space, and minutes from the waterfront—this renovated 4-bed/2-bath North Tacoma home brings together comfort, lifestyle, and value on a desirable corner lot. Natural light fills the home through updated windows and skylights, with partial water views from the living area and primary bedroom. The remodeled kitchen features newer appliances, a center island, ample storage, and an open flow into the dining and living areas. Enjoy a spacious deck and fully fenced private patio—ideal for BBQs, outdoor dining, morning coffee, or entertaining. The versatile floor plan provides options for a home office, guests, hobbies, or extended living. The lower level features a separate exterior entrance, adding privacy and flexibility. Stay comfortable year-round with a heat pump and A/C, plus high-speed internet and updates throughout. Just minutes from Point Ruston, Ruston Way, Point Defiance Park & Zoo, waterfront trails, restaurants, coffee shops, shopping, and entertainment. Waterfront lifestyle, flexible space, and move-in-ready convenience—all in one exceptional North Tacoma location. Schedule your private tour today!

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

4/10
Truman Middle SchoolGrades 6-81.0 mi
4/10

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Products

Notable Dates

  • Major remodel year: 1989

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Entry
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Lower

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Entry Hall

  • Level: Split

Features

  • Dining Room
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Vinyl Plank,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Heat Pump,Electric,Wood
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 1,700 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Rec Room

  • Level: Lower

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 316000008
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Entry location: Split
  • Patio & porch: Dbl Pane/Storm Window,Dining Room,Fireplace,Security System,Skylight(s),Vaulted Ceiling(s),Water Heater
  • Has view: Yes
  • View description: Sound
  • Has water view: Yes
  • Water view: Sound
  • Topography of land: Level

Lot

  • Lot size: 4,591 sqft
  • Features: Curbs,Paved,Sidewalk,Cable TV,Deck,Fenced-Fully,High Speed Internet,Patio,RV Parking,Shop

Parking

  • Total spaces: 2
  • Parking features: Driveway,RV Parking
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Heat Wave

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance *$130$1,560
Property Taxes $410$4,920
Electricity $149$1,793
Total$3,621$43,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,148/yr
40% on housing$108,630/yr
45% on housing$96,560/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$341This listing

vs Other Active Listings

Avg $/sqft

ZIP 98407$346
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98407$347
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$579,950
2026-06-18Listed for sale$594,900
2024-03-27Listing removed--
2024-03-12Price change$3,049
2024-02-02Price change$3,200
2024-01-05Price change$3,500
2023-11-29Listed for rent$3,600

For Sale by Agent

AgentJustin Cambra
BrokerageeXp Realty

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