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620 Rock Ridge Rd, Tiffin, IA, 52340

6beds
3baths
4,039sqft
$910,000
$225price/sqft
$6,326/moest. monthly cost
$253,040/yrincome needed

About This Home

Welcome to your new luxury home in Park Place. This home has been meticulously designed with function and elegance in mind and crafted with the highest standards in quality. Enter the grand foyer and view the large open space with up to 11' ceilings, fireplace with floor to ceiling stone, complete with built-in cabinets and shelving, and a wall of windows that fill the space with light. The custom kitchen comes complete with an oversized island, upgraded appliance package, quartz counters (throughout the home), butler's panty with a second full size refrigerator and prep sink. The spacious primary bed and bath enter into an amazing walk-in closet. Two more bedrooms, full bath, mudroom, laundry room, screen porch with fireplace for added privacy, and three car garage complete the main level. Step into the spacious walkout lower level with full daylight windows, wet bar, three more bedrooms and bath, large storage room, plus a cold storage room, think wine cellar, safe storage room, or seasonal items. This home is situated in a popular quickly growing area near all the amenities.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

5/10
Tiffin ElementaryGrades PK-30.9 mi
7/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Construction materials: Composit,Partial Stone,Vinyl,Frame

Other

  • Builder name: Tim Saylor

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Plumbed For Ice Maker,Microwave,Range Or Oven,Refrigerator,Oven
  • Laundry features: Lower Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Walk-Out Access,Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bookcases,High Ceilings,Tray Ceiling(s),Entrance Foyer,Wet Bar,Primary On Main Level,Kitchen Island,Pantry
  • Flooring: Carpet,LVP,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,706
  • Finished area above ground: 2,333

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 4,039
  • Total interior livable area: 4,039 sqft

Property

Details

  • Parcel number: 0622364005
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Front Porch,Screened

Lot

  • Lot size: 0.27 Acres
  • Features: Less Than Half Acre
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 3
  • Parking features: Off Street
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Lightning
Winter Weather
Drought
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,601$55,212
Home Insurance *$363$4,356
Property Taxes $1,061$12,732
Electricity $301$3,615
Total$6,326$75,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$216,891/yr
40% on housing$189,780/yr
45% on housing$168,693/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 52340$196
Johnson County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 52340$178
Johnson County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-02Price change$925,000
2025-07-17Listed for sale$945,000
2025-07-09Listing removed$945,000
2025-04-25Listed for sale$945,000
2024-04-30Listing removed$160,000
2023-03-17Price change$160,000
2022-02-11Listed for sale$150,000

New Construction

AgentKimberly Martinez
BrokerageUrban Acres Real Estate

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