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652 Rock Ridge Rd, Tiffin, IA, 52340

5beds
5baths
4,252sqft
$987,000
$232price/sqft
$6,852/moest. monthly cost
$274,080/yrincome needed

About This Home

Luxury Living Meets Modern Design in the Heart of Tiffin at Park Place! New Construction Dream Home on a premier waterfront lot. This stunning 5 bed, 4 full bath, 1 half bath, Zero-Entry, Walk-Out-Ranch, Open floor plan, high trey ceilings, huge windows, designer finishes include LVP, large sit-at custom island, CAFE' appliances, 3 ovens,butlers pantry/ water line & sink, quartz tops throughout, tile back splash in kitchen and bar, TONS of cabinets, white painted trim, custom wood accents, all cabinet/closets have led lighting, drop zone/laundry machines included, custom cubbies, utility sink just off the kitchen, gas range, 3 gas fireplaces all stone surrounds, custom shelving, huge LL recreation/living room, W/O to large colorado style patio, sit at wet bar with refrigerator/freezer, large storage/utility room, high efficiency HVAC, dual-zoned, whole home humidifier, Reverse Osmosis water system, tankless WH, water softener, home generator hook-up, large back upper deck/maintenance free TREX decking/gas service for grill & stairs down to large LL patio. Primary suite/large walk in closet, pocket doors, large tiled shower, 2 shower heads/rain from ceiling with glass door & double vanity. Vinyl & hard siding, black exterior windows, black roof, black fixtures, hardware, windows & black fashion garage doors. This home is AMAZING!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

--
Tiffin ElementaryGrades K-10.7 mi
7/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Stone,Vinyl,Cement Board,Composit,Partial Stone,Brick,Frame,Masonry

Other

  • Builder name: Clear Creek Custom LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Energy Efficient,Dishwasher,Double Oven,Plumbed For Ice Maker,Microwave,Oven,Range Or Oven,Refrigerator,Dryer,Washer,Water Softener Owned,Reverse Osmosis,Solar Hot Water
  • Laundry features: In Kitchen,Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Concrete,Sump Pump,Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • High Ceilings,Tray Ceiling(s),Wet Bar,Other,Primary On Main Level,Zero Step Entry,Kitchen Island,Pantry,Smart Doorbell,Smart Thermostat
  • Window features: Double Pane Windows
  • Flooring: Carpet,LVP,Tile
  • Number of fireplaces: 3
  • Fireplace features: Factory Built,Gas,Living Room,In LL,Other
  • Fireplace: Yes
  • Finished area below ground: 2,018
  • Finished area above ground: 2,234

Heating & Cooling

  • Heating features: Electric,Natural Gas,Other,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air,Dual

Interior Area

  • Total structure area: 4,252
  • Total interior livable area: 4,252 sqft

Property

Details

  • Parcel number: 0622363005
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio,Screened
  • Exterior features: Other

Lot

  • Lot size: 0.30 Acres
  • Features: Less Than Half Acre
  • Lot size dimensions: F100 R124 S125 S110 13,160SF

Parking

  • Total spaces: 3
  • Parking features: Heated Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Lightning
Winter Weather
Drought
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,990$59,880
Home Insurance *$394$4,728
Property Taxes $1,151$13,812
Electricity $317$3,806
Total$6,852$82,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$234,925/yr
40% on housing$205,560/yr
45% on housing$182,720/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 52340$196
Johnson County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 52340$178
Johnson County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$987,000
2025-12-31Listing removed$998,800
2025-10-01Listed for sale$998,800
2025-10-01Listing removed$834,900
2025-08-01Listed for sale$834,900
2025-07-31Listing removed$834,900
2025-06-20Listed for sale$834,900

New Construction

AgentCindy Clark
BrokerageUrban Acres Real Estate

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