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283 NW Jefferson St, Lake City, FL, 32055

1beds
2baths
1,056sqft
$145,000
$137price/sqft
$1,122/moest. monthly cost
$44,880/yrincome needed

About This Home

Last used as a fully operational church building located just minutes from downtown Lake City. This well-kept property is zoned residential and can be converted to use as a residence. (Is currently still laid out as a church) Existing restrooms could be converted to residential bathrooms and main area converted into living area and bedrooms.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

--
Niblack Elementary SchoolGrades PK-50.8 mi
4/10
3/10
Columbia High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Pillar Post Pier
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Partial bathrooms: 2

Features

  • Window features: Aluminum Frames,Drapes
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,056
  • Total interior livable area: 1,056 sqft

Property

Details

  • Parcel number: 00000011361000
  • Zoning: RSF-3

Features

  • Levels: One
  • Patio & porch: None

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 105 x 105

Parking

  • Parking features: 3+ Car,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Columbia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$104$1,248
Property Taxes $88$1,056
Electricity $197$2,366
Total$1,122$13,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,468/yr
40% on housing$33,660/yr
45% on housing$29,920/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 32055$170
Columbia County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 32055$135
Columbia County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-05Price change$149,000
2025-11-04Listed for sale$179,999
2024-06-30Listing removed--
2024-03-21Price change$179,999
2024-02-21Price change$200,000
2024-01-29Price change$225,000
2023-11-27Listed for sale$250,000

For Sale by Agent

AgentEvan Crapps
BrokerageDANIEL CRAPPS AGENCY, INC

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