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16 Chatsworth Ln, Flagler Beach, FL, 32136

2beds
2baths
1,680sqft
$179,500
$107price/sqft
$1,389/moest. monthly cost
$55,560/yrincome needed

About This Home

Seller made upgrades that you are looking for! Laminated floors all through-out. Upgraded windows, Plantation Shutters, Master Bath totally renovated with shower and new cabinets. New Washer and Dryer. 2026 HVAC unit. Recently painted. The home has tri-level ceilings and plenty of natural light. Privacy for your guest with a guest bedroom and bath in opposite side of the home. French doors in Den. This home is in high demand for its extended size in kitchen that comes with an island, breakfast area, plenty of storage cabinets, pantry closet. Walk-in from kitchen to the generous size Utility Room and directly to the storage shed. Enclosed Large Florida Room. Some furniture and all appliances included. Enjoy all the services included in the lot rent and free access to the amenities in this 55 plus community close to our quiet beaches, shopping areas, restaurants and more to discover.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
5/10
4/10

Construction

Condition

  • Year built: 2001

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Microwave,Oven,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Laundry
  • Finished area above ground: 1,680

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,680 sqft

Property

Details

  • On leased land: Yes
  • Lease amount: 1200

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Flagler County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $907$10,884
Home Insurance *$172$2,064
Property Taxes $113$1,356
Electricity $197$2,366
Total$1,389$16,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,622/yr
40% on housing$41,670/yr
45% on housing$37,040/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 32136$229
Flagler County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 32136$286
Flagler County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$178,500
2026-03-04Listed for sale$179,500
2026-03-04Listing removed$179,500
2026-03-03Listed for sale$179,500
2024-01-03Listing removed--
2023-11-27Listed for sale$159,000

For Sale by Agent

AgentIrma Reed
BrokerageFour Star Homes, Inc.

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