20178 Ainsley ST, Estero, FL, 33928
About This Home
One or more photo(s) has been virtually staged, AI generated or rendered. If space is at the top of your wish list, this Sequoia floor plan deserves a closer look. Offering nearly 4,000 square feet, it's one of the largest homes in RiverCreek and represents an EXCEPTIONAL VALUE, with the lowest asking price per square foot among active listings in the community. Inside, you'll find 5 bedrooms, 5 full baths, a first-floor flex room, an expansive loft, soaring ceilings, and abundant storage. The open-concept kitchen includes a large quartz island, stainless steel GE natural gas appliances, double ovens, pantry, and abundant storage. The casual dining area flows seamlessly into the spacious great room, where oversized sliding glass doors open to the screened lanai. A first-floor guest bedroom and full bath provide the perfect space for visitors or a home office. Upstairs, the oversized loft offers endless possibilities as a media room, teen retreat, or second living area. The spacious primary suite features a tray ceiling, two walk-in closets, dual vanities, Roman soaking tub, separate shower, and private water closet. Three additional bedrooms complete the second floor, including two with en suite baths. The laundry room is pre-plumbed for a utility sink. Additional features include impact-resistant windows and doors, natural gas, and upgraded tile flooring throughout the main floor living areas. Outside, enjoy peaceful west-facing preserve and creek views from the screened lanai. Plumbing is already in place for an outdoor kitchen, and the backyard offers plenty of room for a custom pool. RiverCreek offers exceptional resort-style amenities, including a 12,000-square-foot clubhouse, resort pool, fitness center, event room, game room, catering kitchen, splash park, covered playground, and tennis, pickleball, basketball, and bocce courts. Ideally located off Corkscrew Road just east of I-75, RiverCreek is minutes from Miromar Outlets, Coconut Point, Hertz Arena, Topgolf, FGCU, Gulf Coast Town Center, Publix, dining, shopping, and Southwest Florida's beautiful Gulf beaches.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Concrete Block
- Roof: Tile
- Construction materials: Block,Brick,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Microwave,Refrigerator/Freezer,Oven,Washer
- Laundry features: Inside
Bedroom
- Features: Master BR Upstairs
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 5
Dining Room
- Features: Dining - Family, Eat-in Kitchen
Features
- Built-In Cabinets,Walk-In Closet(s),Window Coverings,Den - Study,Family Room,Great Room,Laundry in Residence,Loft,Screened Lanai/Porch
- Door features: Impact Resistant Doors
- Window features: Window Coverings,Impact Resistant Windows
- Flooring: Carpet,Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 4,428
- Total interior livable area: 3,965 sqft
Kitchen
- Features: Gas Available, Island, Pantry
Property
Details
- Parcel number: 304626E202000.0310
- Zoning: RPD
Features
- Levels: Two
- Stories: 2
- Pool features: Community
- Patio & porch: Patio,Screened Lanai/Porch
- Has view: Yes
- View description: Preserve
- Waterfront features: None
Lot
- Lot size: 5,784 sqft
- Features: Regular
Parking
- Total spaces: 2
- Parking features: Driveway,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Inland Flooding
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Lee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,171 | $50,052 |
| Home Insurance * | $413 | $4,956 |
| Property Taxes | $1,240 | $14,880 |
| Electricity | $399 | $4,788 |
| Total | $6,223 | $74,676 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Listed for sale | $825,000 |
| 2024-07-25 | Listing removed | -- |
| 2024-05-30 | Price change | $4,200 |
| 2024-03-26 | Listed for rent | $4,500 |
| 2024-02-27 | Listing removed | -- |
| 2024-02-08 | Price change | $4,500 |
| 2023-12-18 | Price change | $5,200 |
| 2023-11-25 | Listed for rent | $5,800 |
| 2023-10-31 | Sold | $773,200 |
View on Zillow