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5790 Summer Ln, Cherryville, NC, 28021

2beds
2baths
776sqft
$120,000
$155price/sqft
$920/moest. monthly cost
$36,800/yrincome needed

About This Home

Tucked away at the end of a quiet road, this charming manufactured home offers the perfect blend of privacy and space. Nestled on 1.88 acres of gently rolling land, this property is an ideal opportunity for those seeking a quiet escape with room to roam. Step inside to discover a cozy and functional layout, ready for your personal touch. Whether you're looking for a peaceful place to call home or a private weekend getaway, this property has endless potential. Enjoy the serenity of country living while still being just a short drive from downtown Cherryville and local amenities. No through traffic means a quieter environment, perfect for relaxing evenings or outdoor activities. Don’t miss the chance to own this hidden gem—schedule your showing today and see the possibilities for yourself!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

8/10
North Brook ElementaryGrades PK-52.9 mi
4/10
West Lincoln MiddleGrades 6-81.9 mi
5/10
West Lincoln HighGrades 9-122.0 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Rubber
  • Construction materials: Aluminum

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Refrigerator
  • Laundry features: Inside

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Flooring: Tile,Linoleum
  • Finished area below ground: 0
  • Finished area above ground: 776

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 776
  • Total interior livable area: 776 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 2683034387
  • Zoning: R-R
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1.88 Acres
  • Features: Green Area,Wooded
  • Lot size dimensions: 186 x 458 x 176 x 449

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Drought
Hail
Winter Weather

FEMA Declared Disasters in Lincoln County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$54$648
Property Taxes $60$720
Electricity $200$2,405
Total$920$11,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,542/yr
40% on housing$27,600/yr
45% on housing$24,533/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 28021$144
Lincoln County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28021$175
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-20Price change$120,000
2025-07-25Listed for sale$90,000

For Sale by Agent

AgentNancy Braun
BrokerageShowcase Realty LLC

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