495 Granite Lake Ct, Denver, NC, 28037
About This Home
Beautifully maintained home in Trilogy Lake Norman offering comfort, quality, and thoughtful upgrades throughout. Fresh interior paint and hardwood floors in main living areas, tile in wet areas for easy care. Open layout features custom built ins, gas log fireplace, and multiple floor outlets in the great room for flexible furniture placement. Kitchen includes quartz countertops, under cabinet lighting, and all appliances convey, including refrigerator, washer, and dryer. Primary bedroom, screened porch, and garage were expanded at construction, adding valuable square footage. Custom primary closet provides excellent storage and organization. Spacious screened porch with sunshades creates a private outdoor living area ideal for relaxing or entertaining. Golf cart conveys! Walking trail located just off the left side of the cul de sac offers convenient access to the Twin Mills Club. Trilogy Lake Norman is a premier 55+ community featuring resort style amenities, extensive walking trails, lush landscaping, and the award winning Twin Mills Club with dining, fitness, social activities, and creative spaces. Residents enjoy a vibrant, active lifestyle with access to the Freedom Boat Club on Lake Norman. Best location on the market with easy access to amenities and true move in ready condition.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2016
Materials
- Foundation: Slab
- Construction materials: Fiber Cement
Other
- Builder model: Graham
- Builder name: Shea
Type & Style
- Home type: SingleFamily
- Architectural style: Transitional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Dishwasher,Disposal,Gas Oven,Gas Range,Gas Water Heater,Refrigerator with Ice Maker,Washer/Dryer
- Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Main Level
Bathroom Full
- Level: Main
Bathroom Full
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Dining Room
- Level: Main
Features
- Attic Other,Built-in Features,Kitchen Island,Open Floorplan,Walk-In Closet(s)
- Flooring: Hardwood,Tile,Vinyl
- Fireplace features: Gas Log,Great Room
- Attic: Other
- Finished area below ground: 0
- Finished area above ground: 1,894
Flex Space
- Level: Main
Great Room
- Level: Main
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,894
- Total interior livable area: 1,894 sqft
Kitchen
- Level: Main
Primary Bedroom
- Level: Main
Sunroom
- Level: Main
Property
Accessibility
- Accessibility features: Two or More Access Exits,Bath Grab Bars,Bath Raised Toilet,Door Width 32 Inches or More,Lever Door Handles,Garage Door Height Greater Than 84 inches,Accessible Hallway(s),Mobility Friendly Flooring,No Interior Steps
Details
- Parcel number: 92428
- Zoning: PD-R
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: Community
- Patio & porch: Covered,Front Porch,Rear Porch,Screened
- Exterior features: In-Ground Irrigation,Lawn Maintenance
- Spa features: Community
Lot
- Lot size: 0.14 Acres
Parking
- Total spaces: 2
- Parking features: Attached Garage,Garage Door Opener,Garage Faces Front,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Lincoln County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,831 | $33,972 |
| Home Insurance * | $155 | $1,860 |
| Property Taxes | $288 | $3,456 |
| Electricity | $200 | $2,405 |
| Total | $3,474 | $41,688 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-11 | Price change | $590,000 |
| 2026-03-02 | Price change | $600,000 |
| 2026-02-09 | Listed for sale | $610,000 |
| 2026-02-08 | Listing removed | $615,000 |
| 2025-10-31 | Listed for sale | $615,000 |
| 2016-12-30 | Sold | $357,000 |
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