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709 Fairmount Dr #634, North Pt, FL, 34287

--beds
0baths
--sqft
$39,900
--price/sqft
$454/moest. monthly cost
$18,160/yrincome needed

About This Home

Build your Florida dream home in Harbor Cove, a premier 55+ waterfront community in North Port, FL! This vacant lot offers the perfect opportunity to design a custom residence in one of the area’s most desirable neighborhoods. Building packages available. Harbor Cove residents enjoy resort-style amenities, including two heated pools, a full-service marina with boat ramp and docks, clubhouse, fitness center, tennis and pickleball courts, bocce, shuffleboard, and an active calendar of clubs and social events. Ideally located near Gulf beaches, shopping, dining, and I-75, Harbor Cove blends a relaxed lifestyle with endless activities. Don’t miss your chance to join this sought-after community!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
8/10
3/10
North Port High SchoolGrades PK,9-124.1 mi

Construction

Type & Style

  • Home type: Cooperative
  • Property subType: Stock Cooperative,Unimproved Land

Property

Details

  • Parcel number: 0790013634
  • Zoning: RMH
  • Special condition: None

Features

  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 3,806 sqft
  • Lot size dimensions: 50 x 75

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Sarasota County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $201$2,412
Home Insurance *$33$396
Property Taxes $23$276
Electricity $197$2,366
Total$454$5,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,565/yr
40% on housing$13,620/yr
45% on housing$12,106/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 34287$105
Sarasota County$346

vs Homes Sold Last Month

Median $/sqft

ZIP 34287$186
Sarasota County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-23Listed for sale$39,900
2025-03-13Listing removed$60,000
2024-03-08Price change$60,000
2023-08-24Price change$75,000
2023-08-22Listed for sale$50,000

For Sale by Agent

AgentTess Schofield
BrokerageBISHOP WEST REAL ESTATE LLC

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