See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

10538 Minnesota Island Lndg NW, Walker, MN, 56484

2beds
1baths
2,160sqft
$379,900
$176price/sqft
$2,466/moest. monthly cost
$98,640/yrincome needed

About This Home

Welcome to your private island paradise on Leech Lake! This rare 54-acre retreat offers 5,200± ft of shoreline, unmatched privacy, and endless outdoor adventure. The charming log home features a spacious main-floor bedroom, full bath, open-concept kitchen/living area, and loft sleeping space. Enjoy stunning lake views through a wall of windows and relax on the wraparound deck. The unfinished walk-out basement offers room to expand. Perfect for fishing, waterfowl hunting, and beach days at nearby Sand Point. Includes dock and most furnishings. Access by boat or snowmobile. Drilled well, septic with drainfield, and underwater power. Just 10 minutes from Walker!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
W.H.A. Elementary SchoolGrades PK-65.8 mi
4/10

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Wood
  • Roof: Metal
  • Construction materials: Frame,Log

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access

Bathroom

  • Level: Main
  • Area: 40
  • Dimensions: 5x8

Bedroom

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Bedroom2

  • Level: Upper
  • Area: 432
  • Dimensions: 18x24

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,296

Great Room

  • Level: Main
  • Area: 336
  • Dimensions: 14x24

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 2,160
  • Total interior livable area: 2,160 sqft

Kitchen

  • Level: Main
  • Area: 96
  • Dimensions: 8x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 200223401
  • Zoning description: Residential-Single Family
  • Foundation area: 864

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Wrap Around
  • Fencing: None
  • Has view: Yes
  • View description: East
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(4-10),Lake Bottom(Undeveloped,Weeds)
  • Frontage length: Water Frontage: 5200

Lot

  • Lot size: 54 Acres
  • Features: Island/Peninsula
  • Lot size dimensions: irr

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Lightning
Strong Wind
Heat Wave
Landslide
Tornado

FEMA Declared Disasters in Cass County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$187$2,244
Property Taxes $177$2,124
Electricity $182$2,186
Total$2,466$29,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,548/yr
40% on housing$73,980/yr
45% on housing$65,760/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 56484$181
Cass County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 56484$212
Cass County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-02Listing removed$399,900
2025-07-09Listed for sale$399,900
2025-07-01Listing removed$399,900
2024-09-13Listed for sale$399,900
2024-08-23Listing removed--
2024-06-19Price change$429,000
2024-05-22Listed for sale$449,000
2024-05-22Listing removed--
2024-05-13Price change$459,000
2024-01-02Listed for sale$469,000
2023-12-20Listing removed--
2023-11-15Listed for sale$469,000

Coming Soon

AgentChad Schwendeman
BrokerageeXp Realty

Similar Homes