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100 Sterling Lane, Orleans, VT, 05860

2beds
1baths
1,152sqft
$209,000
$181price/sqft
$1,642/moest. monthly cost
$65,680/yrincome needed

About This Home

Located on the eastern slope of pristine, glacial Lake Willoughby, VT is a very private4.19 acres with a seasonal cottage/camp. This 2 bedroom, 1 bath camp is just a short drive, or ride to Burke and the bike paths and about a mile to to the North Beach of Willoughby. The woodstove heats the camp nicely on cool summer evenings. The lot is approved for a second home with a conventional septic system an d permitted for year round living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

5/10
4/10
Lake Region Uhsd #24Grades 9-128.6 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Pier/Column
  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape,Cottage/Camp
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Stove,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,152

Heating & Cooling

  • Heating features: Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Property

Details

  • Zoning description: Per Westmore

Features

  • Stories: 1
  • Frontage length: Road frontage: 600

Lot

  • Lot size: 4.19 Acres
  • Features: Country Setting,Open Lot,Recreational,Secluded,Sloped,Wooded,Near Skiing,Near Snowmobile Trails,Rural

Parking

  • Parking features: Dirt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Vermont Counties

Flood
Mud Landslide
Severe Storm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,056$12,672
Home Insurance $83$996
Property Taxes $249$2,988
Electricity $254$3,053
Total$1,642$19,704

Income You'd Need if You Spent...

35% on housing$56,297/yr
40% on housing$49,260/yr
45% on housing$43,786/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 05860$149
Orleans County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 05860
Orleans County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$209,000
2025-11-13Listing removed$249,900
2025-06-09Price change$249,900
2024-11-14Listed for sale$269,000
2024-09-10Listing removed$269,000
2023-12-29Price change$269,000
2023-11-13Listed for sale$299,000

For Sale by Agent

AgentBrent Shafer
BrokerageRE/MAX All Seasons Realty

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