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4120 W NORTHA STREET #6, Tampa, FL, 33609

4beds
4baths
2,038sqft
$669,000
$328price/sqft
$5,516/moest. monthly cost
$220,640/yrincome needed

About This Home

Under contract-accepting backup offers. Welcome to South Tampa luxury living — without the million dollar price tag.Built in 2024 and constructed entirely of concrete, this stunning 4-bedroom, 4-bathroom townhome delivers high-end finishes, smart engineering, and an unbeatable location — all under $700,000. With over 2,000 square feet of thoughtfully designed living space spread across three levels, this is new construction done right. From the moment you walk in, the quality is undeniable. Luxury vinyl plank flooring flows throughout, complemented by soaring ceilings, oversized double-paned energy-efficient windows, and an open-concept layout bathed in natural light. The chef-inspired kitchen is the heart of the home — quartz countertops, stainless steel appliances, a spacious island, walk-in pantry, and a seamless flow into the dining and living areas perfect for entertaining. The primary suite is your private sanctuary — a custom walk-in closet and spa-style bathroom with dual vanities and a walk-in shower that rivals anything you'd find at twice the price. A ground-floor guest suite with a full bath adds flexibility for guests, a home office, or multigenerational living. Every detail, every finish, every inch of this home was built with intention. The private garage, full concrete construction, and energy-efficient design make this one of the most practical luxury purchases in Tampa Bay. Hurricane resilient. Low maintenance. Built for Florida. And the location? It doesn't get better. Five minutes to International Plaza. Ten minutes to Tampa International Airport. Minutes from Downtown Tampa, Water Street, Sparkman Wharf, and Armature Works. All of it — right outside your door. Located in the desirable Plant High School district, with Grady Elementary and Coleman Middle both rated 10/10. At just $270 per month, the HOA covers all exterior maintenance, sewer, water, and trash — making this one of the most low-maintenance luxury purchases in Tampa Bay. Lock the door and go. No yard work, no exterior repairs, no hassle. New build. High-end finishes. South Tampa's best location. Low-maintenance living. Under $700K. This is the one.

Getting Around

88
WalkingVery Walkable
34
TransitSome Transit
56
BikeBikeable

Schools

10/10
Grady Elementary SchoolGrades PK-50.9 mi
10/10
Coleman Middle SchoolGrades 6-81.3 mi
8/10
Plant High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2024

Materials

  • Foundation: Block
  • Roof: Membrane
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Dryer,Microwave,Range Hood,Washer
  • Laundry features: Electric Dryer Hookup,Laundry Closet,Upper Level,Washer Hookup

Balcony Porch Lanai

  • Level: Third

Balcony Porch Lanai

  • Level: Second

Bathroom2

  • Features: Linen Closet
  • Level: First

Bathroom3

  • Features: Built-in Closet
  • Level: Third

Bathroom4

  • Features: No Closet
  • Level: Second

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: Third

Bedroom4

  • Features: Built-in Closet
  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Dry Bar,High Ceilings,Open Floorplan,PrimaryBedroom Upstairs,Solid Surface Counters,Solid Wood Cabinets,Thermostat
  • Flooring: Ceramic Tile,Luxury Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,362
  • Total interior livable area: 2,038 sqft

Kitchen

  • Features: Walk-In Closet(s)
  • Level: Second

Laundry

  • Level: Third

Living Room

  • Level: Second

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Third

Primary Bedroom

  • Features: Linen Closet
  • Level: Third

Property

Details

  • Parcel number: A212918C0A00000000006.0
  • Zoning: PD
  • Special condition: None

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Balcony,Irrigation System,Lighting,Sidewalk
  • Has view: Yes
  • View description: City,Garden

Lot

  • Lot size: 862 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage Door Opener,Ground Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,382$40,584
Home Insurance *$808$9,696
Property Taxes $1,121$13,452
Electricity $205$2,461
Total$5,516$66,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$189,120/yr
40% on housing$165,480/yr
45% on housing$147,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$328This listing

vs Other Active Listings

Avg $/sqft

ZIP 33609$407
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33609$398
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Listed for sale$669,000
2026-08-05Contingent$669,000
2026-07-13Price change$669,000
2026-06-05Listed for sale$689,000
2026-03-16Listing removed$704,000
2026-01-09Price change$704,000
2025-11-06Price change$705,000
2025-08-13Price change$710,000
2025-07-29Listed for sale$715,000
2024-04-26Sold$670,000
2024-01-31Pending sale$699,000
2023-11-11Listed for sale$699,000

For Sale by Agent

AgentTom Mastrodonato
BrokerageCAPSTAR REAL ESTATE LLC

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