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226 Cottage Walk Ln, Saluda, SC, 29138

3beds
2baths
7,000sqft
$4,500,000
$643price/sqft
$25,161/moest. monthly cost
$1,006,440/yrincome needed

About This Home

The 240 acres has unlimited potential. Currently it is a single family home with a loveable Barndominium with three different living spaces. Two downstairs and a separate appartement upstairs which was added in 2020 with a large closet/office, full bathroom open concept living/bedroom/kitchenette. The first living space was attached with the original stalls built approximately in 2006. Its a large bedroom/living room and kitchenette. The second was added in 2023 and is slightly smaller but very functional. The barn has an abundance of exterior living and dining space. The laundry/ outdoor kitchen and dressing room are downstairs. This could be turned into a magnificent wedding venue with a bridal suite. Or keep it as a single family home .The 240 acres holds three ponds.One is one acre, the other is three acres and the third is four acres . The land is sprawling with the ponds, the 5 stall barn with the living space, the chicken coops, paddocks for the horses, the exterior barn and pig pen(currently not being occupied) The property has hunting and fishing year round. All the ponds are fully stocked, the wild life runs free for the taking and the barn could be converted to a hunting lodge. The endless uses for this property will keep your mind intrigued.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

2/10
Saluda Elementary SchoolGrades 3-51.3 mi
2/10
Saluda Middle SchoolGrades 6-81.7 mi
6/10
Saluda High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Aluminum Siding,Vinyl Siding,Wood Siding

Type & Style

  • Home type: Condo
  • Architectural style: Carriage/Kitchen House,Horse Farm,Live/Work,Loft
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling - Cathedral/Vaulted,High Ceilings,Eat-in Kitchen,Entrance Foyer,Frog Attached,In-Law Floorplan
  • Flooring: Other,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: See Remarks
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 7,000
  • Total interior livable area: 7,000 sqft

Property

Details

  • Parcel number: 0992901001

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Waterfront features: Pond,Stream
  • Horses can be raised: Yes

Lot

  • Lot size: 240 Acres
  • Features: 10+ Acres,Wooded

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding

FEMA Declared Disasters in Saluda County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $22,754$273,048
Home Insurance *$122$1,464
Property Taxes $1,612$19,344
Electricity $673$8,077
Total$25,161$301,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$862,662/yr
40% on housing$754,830/yr
45% on housing$670,960/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$643This listing

vs Other Active Listings

Avg $/sqft

ZIP 29138$157
Saluda County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 29138
Saluda County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-02-09Price change$4,990,000
2023-11-08Listed for sale$5,250,000

For Sale by Agent

AgentKarena Sturgis
BrokerageCarolina One Real Estate

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