6157 S Railroad Ave, Bay Saint Louis, MS, 39520
About This Home
This charming 2-bedroom, 1-bath home is ideal as a vacation rental, fishing camp, weekend getaway, or primary residence. Features include 9-foot ceilings, granite countertops, self-closing cabinets, luxury vinyl plank flooring, and a great Bonus Room downstairs. Both bedrooms open onto a spacious back deck overlooking a peaceful natural setting. Conveniently located near Bay St. Louis attractions, boating, fishing, beaches, shopping, and dining. This one comes completely furnished! Also has a full RV Hookup! Don't miss this opportunity to own your own Gulf Coast retreat! Additional lots available!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Move In Ready
- Year built: 2024
Materials
- Foundation: Pilings/Steel/Wood
- Roof: Architectural Shingles
- Construction materials: HardiPlank Type
Type & Style
- Home type: SingleFamily
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Microwave,Refrigerator
- Laundry features: Laundry Closet
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s),Eat-in Kitchen,Granite Counters
- Door features: Dead Bolt Lock(s)
- Window features: Double Pane Windows
- Flooring: Vinyl
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 720
- Total interior livable area: 720 sqft
Property
Details
- Parcel number: 164a017082.000
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Front Porch
- Exterior features: RV Hookup
- On waterfront: Yes
- Waterfront features: Beach Access
Lot
- Lot size: 7,405 sqft
- Features: City Lot
Parking
- Total spaces: 2
- Parking features: Concrete,Covered,Driveway
- Covered spaces: 2
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Hancock County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,466 | $17,592 |
| Home Insurance * | $392 | $4,704 |
| Property Taxes | $159 | $1,908 |
| Electricity | $192 | $2,304 |
| Total | $2,209 | $26,508 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-01 | Price change | $290,000 |
| 2026-06-20 | Listed for sale | $310,000 |
| 2025-01-24 | Sold | -- |
| 2024-12-19 | Pending sale | $245,000 |
| 2024-11-13 | Listed for sale | $245,000 |
| 2024-08-16 | Listing removed | -- |
| 2024-04-18 | Price change | $248,250 |
| 2023-12-29 | Listed for sale | $289,950 |
View on Zillow