10 Blue Surf Ln, Miramar Beach, FL, 32550
About This Home
Made for entertaining, 10 Blue Surf Lane offers the perfect setting to bring people together. From its open-concept layout to its inviting outdoor spaces, every detail of this six-bedroom, four-bath home is designed to create effortless flow and connection. The modern kitchen opens to spacious living and dining areas, ideal for sharing meals or celebrating special moments. Step outside to your private backyard retreat where a sparkling pool, firepit, outdoor bar, and TV set the stage for unforgettable evenings under the stars. Blending contemporary style with everyday comfort, this Miramar Beach getaway is as practical as it is beautiful, featuring convenient parking, in-home laundry, and a location just minutes from local dining, shopping, and the sugar-white sands.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 2018
Type & Style
- Home type: SingleFamily
- Architectural style: Beach House
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Washer,Electric Water Heater
- Laundry features: Washer/Dryer Hookup
Bedroom
- Level: First
- Area: 168
- Dimensions: 14 x 12
Bedroom
- Level: First
- Area: 121
- Dimensions: 11 x 11
Bedroom
- Level: Second
- Area: 168
- Dimensions: 14 x 12
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 4
Cooling
- Cooling features: Central Air
Features
- Common walls with other units/homes: No Common Walls
Interior Area
- Total structure area: 2,648
- Total interior livable area: 2,648 sqft
Kitchen
- Level: Second
- Area: 253
- Dimensions: 23 x 11
Living Room
- Level: Second
- Area: 345
- Dimensions: 23 x 15
Master Bathroom
- Level: Third
- Area: 143
- Dimensions: 13 x 11
Master Bedroom
- Level: Third
- Area: 266
- Dimensions: 19 x 14
Other
- Level: Third
- Area: 108
- Dimensions: 12 x 9
Property
Details
- Parcel number: 302S21428120000040
- Zoning description: Resid Single Family
Features
- Stories: 3
- Pool features: In Ground
- Exterior features: Outdoor Grill,Balcony,Private Yard,Outdoor Shower,Outdoor Kitchen
- Fencing: Privacy
Lot
- Lot size: 3,049 sqft
- Features: Corner Lot
- Lot size dimensions: 82 x 35
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Walton County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,573 | $78,876 |
| Home Insurance * | $1,656 | $19,872 |
| Property Taxes | $770 | $9,240 |
| Electricity | $266 | $3,197 |
| Total | $9,265 | $111,180 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-07 | Price change | $1,299,900 |
| 2025-11-08 | Listed for sale | $1,399,900 |
| 2024-04-15 | Sold | $1,510,000 |
| 2024-03-21 | Pending sale | $1,574,500 |
| 2024-03-06 | Price change | $1,574,500 |
| 2024-03-05 | Price change | $1,584,500 |
| 2024-02-25 | Price change | $1,584,999 |
| 2024-02-13 | Price change | $1,594,999 |
| 2024-01-24 | Price change | $1,599,999 |
| 2024-01-17 | Price change | $1,633,000 |
| 2024-01-02 | Price change | $1,639,000 |
| 2023-12-09 | Price change | $1,644,498 |
| 2023-12-05 | Price change | $1,644,998 |
| 2023-12-01 | Price change | $1,649,900 |
| 2023-11-25 | Price change | $1,650,000 |
| 2023-11-14 | Price change | $1,674,900 |
| 2023-11-07 | Listed for sale | $1,675,000 |
| 2020-03-03 | Sold | $850,000 |
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