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11390 State Highway 286, Kevil, KY, 42053

5beds
3baths
3,316sqft
$625,000
$188price/sqft
$4,528/moest. monthly cost
$181,120/yrincome needed

About This Home

Beautifully designed and built in 2021, this spacious Kevil home offers an exceptional combination of modern finishes, flexible living space, and room to spread out. Featuring 5 bedrooms, 3 full baths, and over 3,300 square feet of finished living space, the home is thoughtfully designed for both everyday living and entertaining. The finished lower level adds tremendous versatility with an additional living area, kitchenette, bonus room, and bedroom, making it ideal for guests, older children, extended family, multigenerational living, or simply additional space to gather. Situated on approximately 1 acre, the property offers the privacy and space of a country setting while remaining a convenient 10 minutes from the heart of Paducah, with Silos Golf Course located very close by. A finished approximately 600-square-foot garage provides excellent additional space for vehicles, storage, hobbies, or a workshop. Additional storage has been added above the garage, complete with an attic lift for easier access. Upgrades throughout the property include a hardwired security system, hardwired irrigation system, fiber internet hardwired throughout the house, an improved backyard drainage system, and many more thoughtful updates. With newer construction, generous room sizes, multiple living areas, extensive upgrades, and a floor plan that adapts easily to different lifestyles, this home offers an impressive combination of space and functionality. A wonderful opportunity for buyers looking for a newer, turnkey home with room to grow just outside Paducah.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Heath Elementary SchoolGrades PK-55.0 mi
7/10
Heath Middle SchoolGrades 6-85.2 mi
9/10

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Block
  • Roof: Dimensional Style
  • Construction materials: HardiPlank Type,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Disposal,Dishwasher,Microwave,Refrigerator,Washer,Cooktop,Self Cleaning Oven
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Lower

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: Lower

Features

  • Breakfast Bar,Entrance Foyer,Eat-in Kitchen,In-Law Floorplan,Walk-In Closet(s),Ceiling Fan(s)
  • Flooring: Carpet,Concrete,Ceramic Tile,Hardwood,Laminate
  • Finished area below ground: 1,658
  • Finished area above ground: 1,658

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,316
  • Total interior livable area: 3,316 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 0360000008.50

Features

  • Levels: Two
  • Fencing: None
  • Has view: Yes
  • View description: Rural,Trees/Woods,Farm

Lot

  • Lot size: 1.02 Acres
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Hail

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$595$7,140
Property Taxes $512$6,144
Electricity $261$3,142
Total$4,528$54,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,245/yr
40% on housing$135,840/yr
45% on housing$120,746/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 42053$117
McCracken County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 42053$112
McCracken County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Listed for sale$615,000
2026-08-13Listing removed--
2026-08-11Price change$615,000
2026-07-24Listed for sale$625,000
2024-03-15Sold$460,000
2024-01-26Pending sale$459,900
2023-11-02Listed for sale$459,900

For Sale by Agent

AgentAmanda Esper
BrokerageeXp Realty, LLC

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