45 Southwood Shores Pl #2B, Lake Ozark, MO, 65049
About This Home
Discover an affordable investment or perfect weekend getaway with this updated 1-bed, 1-bath condo at Southwood Shores! Located at the 12MM at Lake of the Ozarks, this turn-key unit features new vinyl flooring, updated kitchen appliances, and comes fully furnished—including décor and electronics. Enjoy relaxing on the spacious outdoor deck with views of the main channel. Southwood Shores offers top-notch amenities like indoor/outdoor pools, swim dock, clubhouse, playground, boat ramp, trailer parking and more. Whether you're looking to invest or escape, this condo is ready—schedule your showing today
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1994
Notable Dates
- Major remodel year: 2025
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Washer/Dryer Stacked,Dishwasher,Microwave,Range,Refrigerator,Stove
- Laundry features: Stacked
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s),Furnished,Cable TV,Window Treatments
- Window features: Window Treatments
- Flooring: Luxury Vinyl Plank
- Fireplace features: None
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 568
- Total interior livable area: 568 sqft
Property
Details
- Parcel number: 01803300000004001048
- Exclusions: personal items
Features
- Levels: One
- Pool features: Community,Indoor
- Patio & porch: Covered,Deck
- Exterior features: Blacktop Driveway,Boat Ramp,Deck,Hot Tub/Spa,Playground,Tennis Court(s)
- Has spa: Yes
- Has view: Yes
- View description: Channel
- Has water view: Yes
- Water view: Channel
- On waterfront: Yes
- Waterfront features: Cove,Boat Ramp/Lift Access,Lake Front,Seawall
Lot
- Features: Lake Front
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Heat Wave
- Ice Storm
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $733 | $8,796 |
| Home Insurance * | $92 | $1,104 |
| Property Taxes | $55 | $660 |
| Electricity | $141 | $1,693 |
| Total | $1,021 | $12,252 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-24 | Price change | $145,000 |
| 2026-02-03 | Listed for sale | $155,000 |
| 2026-02-01 | Listing removed | $155,000 |
| 2025-11-17 | Price change | $155,000 |
| 2025-09-30 | Listed for sale | $160,000 |
| 2024-01-16 | Listing removed | -- |
| 2023-12-01 | Listed for rent | $1,000 |
| 2023-11-23 | Listing removed | -- |
| 2023-11-02 | Listed for rent | $1,000 |
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