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10520 Stony Bluff Dr #211, Ashland, VA, 23005

2beds
2baths
1,395sqft
$355,000
$254price/sqft
$2,331/moest. monthly cost
$93,240/yrincome needed

About This Home

Don't miss your opportunity to own 1 of the largest, CORNER UNIT condos and enjoy the luxury living in Stony Run! This beautiful, LIKE NEW, nearly 1,400 sq ft condo offers stylish comfort and an unbeatable location. Featuring 2 bedrooms and 2 full bathrooms, including one with a beautifully tiled shower, the open-concept layout is enhanced by luxury vinyl plank flooring and fresh paint throughout (2024). The spacious kitchen boasts granite countertops and flows seamlessly into the living and dining areas—perfect for entertaining. Enjoy your morning coffee or evening unwind on the spacious balcony, complete with a screen door for added comfort. Custom built-in cabinetry in the foyer adds both character and functional storage. Washer, dryer, and refrigerator were all purchased in 2022 and convey with the home. The community offers resort-style amenities including a pool, hot tub, two clubhouses, a gym, yoga studio, mailroom, and a secure package room with smart lockers. Conveniently located with easy access to I-95 and I-295, and close to Richmond, Mechanicsville, and Chesterfield—this condo truly has it all. Pictures will be posted by January 25. Under cabinet lighting in the kitchen.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
Elmont Elementary SchoolGrades PK-53.1 mi
6/10
Liberty Middle SchoolGrades 6-87.4 mi
4/10
Patrick Henry High SchoolGrades 9-127.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Roof: Composition
  • Construction materials: Other,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Mid Rise
  • Property subType: Condominium

Interior

Additional Room

  • Level: First
  • Dimensions: 12.5 x 6.0

Appliances

  • Appliances included: Electric Water Heater

Bedroom2

  • Level: First
  • Dimensions: 11.5 x 11.4

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 11.5 x 12.25

Features

  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 1,395

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,395 sqft

Kitchen

  • Level: First
  • Dimensions: 15.1 x 9.5

Laundry

  • Level: First
  • Dimensions: 4.0 x 3.1

Living Room

  • Level: First
  • Dimensions: 13.2 x 9.6

Master Bedroom

  • Level: First
  • Dimensions: 11.75 x 13.2

Other

  • Level: First

Property

Details

  • Parcel number: 7787470211
  • Attached to another structure: Yes
  • Zoning description: R5

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community,Pool,Pool/Spa Combo
  • Patio & porch: Balcony

Lot

  • Lot size: 4,356 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Drought
Earthquake
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,795$21,540
Home Insurance *$95$1,140
Property Taxes $239$2,868
Electricity $202$2,433
Total$2,331$27,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,920/yr
40% on housing$69,930/yr
45% on housing$62,160/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 23005$229
Hanover County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 23005$245
Hanover County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Price change$360,000
2026-01-28Listed for sale$365,000
2022-01-10Sold$301,000
2021-10-28Pending sale$301,000
2021-08-16Listed for sale$301,000

For Sale by Agent

AgentBrian Jones
BrokerageHometown Realty

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