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321-323 Inca Street, Denver, CO, 80223

2beds
2baths
1,551sqft
$600,000
$387price/sqft
$3,741/moest. monthly cost
$149,640/yrincome needed

About This Home

House-hacking opportunity in Denver’s vibrant Baker neighborhood with built-in rental income potential and no HOA. This all-brick duplex blends historic character with modern updates, including newly refinished original hardwood floors, exposed brick accents, fresh interior paint, plus a new roof and new furnaces for peace of mind. Ideal for buyers looking to live in one unit and rent the other, the property includes a month-to-month tenant already in place, offering immediate income and flexibility for long-term or potential short-term rental strategies (buyer to verify). Enjoy a fully fenced private yard, in-unit laundry, and a functional single-story layout with no stairs—appealing for both owner-occupants and tenants. Unbeatable location just 2 blocks from the Broncos new stadium at Burnham Yard, 6 blocks to the light rail station, and walking distance to Middlestate Coffee, Baker Market, local restaurants, and breweries. You’re also moments from the Santa Fe Arts District, South Broadway (SoBo), and downtown Denver, offering a highly walkable, connected urban lifestyle (Walk Score 87). Whether you're an investor, house hacker, or buyer seeking flexibility, this is a rare opportunity to own in one of Denver’s most dynamic neighborhoods with strong rental appeal and long-term upside.

Getting Around

89
WalkingVery Walkable
47
TransitSome Transit
74
BikeVery Bikeable

Schools

2/10
West Middle SchoolGrades 6-80.7 mi
3/10
West High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1901

Materials

  • Foundation: Block
  • Roof: Composition,Rolled/Hot Mop
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Oven,Refrigerator
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Cellar,Interior Entry,Partial

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,No Stairs,Open Floorplan,Smoke Free,Tile Counters
  • Flooring: Tile,Wood
  • Finished area below ground: 200
  • Finished area above ground: 1,176
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Air Conditioning-Room

Interior Area

  • Total structure area: 1,551
  • Total interior livable area: 1,551 sqft

Property

Details

  • Parcel number: 509111019
  • Attached to another structure: Yes
  • Zoning: U-RH-2.5
  • Special condition: Standard
  • Exclusions: Tenant's Personal Property

Features

  • Levels: One
  • Stories: 1
  • Entry location: Ground
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Private Yard
  • Fencing: Full

Lot

  • Lot size: 2,613 sqft
  • Features: Level,Near Public Transit

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Lightning
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$288$3,456
Property Taxes $234$2,808
Electricity $186$2,232
Total$3,741$44,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,262/yr
40% on housing$112,230/yr
45% on housing$99,760/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$387This listing

vs Other Active Listings

Avg $/sqft

ZIP 80223$192
Denver County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 80223$336
Denver County$352

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$619,900
2026-03-25Listed for sale$640,000

For Sale by Agent

AgentAmy Terry
BrokerageThe Agency - Denver

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