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23 Cornerstone Dr, Alvaton, KY, 42122

5beds
3baths
3,010sqft
$499,000
$166price/sqft
$3,298/moest. monthly cost
$131,920/yrincome needed

About This Home

3010 sf home with 5 bedrooms & 3 baths on 0.7 acres. Located only 9 miles from Scottsville & 14 miles from Bowling Green. Upper level has just been completed - all new! Large living area, 2 bedrooms, 1 full bathroom and several storage rooms with flooring and lights on upper level. Covered back porch, ventless gas fireplace, stainless kitchen appliances included. Pretty white kitchen cabinets with granite countertop & subway tile backsplash. Tiled showers and a tub shower combo. 2 car attached garage. Black topped drive. Landscaping. New gutters and recent grading with re-seeding.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: New Construction
  • Year built: 2022

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator,Self Cleaning Oven,Smooth Top Range,Electric Water Heater
  • Laundry features: In Hall

Basement

  • Basement: None

Bathroom

  • Features: Double Vanity,Separate Shower,Tub/Shower Combo,Walk-In Closet(s)

Bedroom2

  • Level: Main
  • Area: 145.6521

Bedroom3

  • Level: Main
  • Area: 155.54

Bedroom4

  • Level: Upper
  • Area: 336.33

Bedroom5

  • Level: Upper
  • Area: 266.76

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 102.111

Features

  • Ceiling Fan(s),Closet Light(s),Split Bedroom Floor Plan,Vaulted Ceiling(s),Walk-In Closet(s),Walls (Dry Wall),Eat-in Kitchen,Kitchen/Dining Combo,Living/Dining Combo
  • Door features: Insulated Doors,Storm Door(s)
  • Window features: Thermo Pane Windows,Tilt,Vinyl Frame,Drapes
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: 1,Gas,Propane,Ventless
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,010
  • Total interior livable area: 3,010 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Main
  • Area: 179.08

Living Room

  • Level: Main
  • Area: 285.74

Master Bathroom

  • Level: Main
  • Area: 125.73

Master Bedroom

  • Level: Main
  • Area: 195

Property

Accessibility

  • Accessibility features: 1st Floor Bathroom,Level Drive,Level Lot,Low Pile Carpet,Walk in Shower

Details

  • Parcel number: 1713124

Features

  • Levels: Two
  • Patio & porch: Covered Front Porch,Porch
  • Exterior features: Lighting,Landscaping,Outdoor Lighting
  • Fencing: None
  • Waterbody name: None

Lot

  • Lot size: 0.70 Acres
  • Features: Level,County,Dead End,Subdivided
  • Lot size dimensions: 94x106x100x105

Parking

  • Total spaces: 2
  • Parking features: Attached,Auto Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather
Earthquake
Ice Storm
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$186$2,232
Property Taxes $352$4,224
Electricity $237$2,852
Total$3,298$39,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,074/yr
40% on housing$98,940/yr
45% on housing$87,946/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 42122$197
Allen County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 42122$196
Allen County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$512,000
2026-04-14Price change$517,000
2026-02-21Price change$520,000
2026-01-11Listed for sale$525,000
2024-08-26Listing removed$470,000
2024-07-23Price change$470,000
2024-07-16Price change$471,900
2024-07-08Price change$472,900
2024-06-26Price change$473,900
2024-06-11Listed for sale$474,900

For Sale by Agent

AgentTamra Shockley
BrokerageBarren River Realty, LLC

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