See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

31 Ridgecrest Ave, Peachland, NC, 28133

6beds
6baths
3,760sqft
$545,000
$145price/sqft
$3,763/moest. monthly cost
$150,520/yrincome needed

About This Home

This home is situated in a quiet country setting in a small rural town with plenty of space and privacy. Convenient access to Highway 74 with a quick connection to Marshville, Wadesboro, and Monroe. It is a 2023-constructed, move-in ready home in Peachland, NC — sitting on a corner lot with the kind of presence that draws you in before you've even reached the door. Inside, 3,700+ square feet unfolds with purpose: a coffered living room anchored in natural light, a kitchen designed with clean white cabinetry, a main-floor primary suite that serves as a genuine sanctuary, and a 17x20 loft upstairs that adapts to whatever your life requires. 6 bedrooms. 5 ½ baths. A covered patio and a fully fenced yard invite evenings well spent. The construction is recent. The opportunity is now. One very easy decision.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

2/10
Anson Middle SchoolGrades 7-89.7 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Down Draft,Dual Flush Toilets,Electric Cooktop,Electric Oven,Electric Water Heater,Microwave,Plumbed For Ice Maker,Refrigerator with Ice Maker
  • Laundry features: Laundry Room,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Drop Zone,Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Walk-In Pantry
  • Door features: French Doors,Pocket Doors
  • Window features: Insulated Windows
  • Fireplace features: Family Room
  • Attic: Finished,Pull Down Stairs,Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 3,760

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Electric,Heat Pump

Interior Area

  • Total structure area: 3,760
  • Total interior livable area: 3,760 sqft

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Two or More Access Exits

Details

  • Parcel number: 64251424690300
  • Zoning: R
  • Special condition: Standard
  • Exclusions: Security system will not convey

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Exterior features: Fire Pit
  • Fencing: Back Yard,Fenced,Wood

Lot

  • Lot size: 0.45 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Faces Side,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Ice Storm
Strong Wind
Tornado
Cold Wave
Drought
Hail
Heat Wave
Lightning

FEMA Declared Disasters in Anson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$234$2,808
Property Taxes $424$5,088
Electricity $350$4,202
Total$3,763$45,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,017/yr
40% on housing$112,890/yr
45% on housing$100,346/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 28133$144
Anson County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 28133$236
Anson County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$545,000
2026-05-30Listed for sale$585,000
2025-01-24Listing removed$599,900
2024-11-11Listed for sale$599,900
2024-04-03Sold$531,000
2024-03-23Pending sale$525,000
2024-02-13Price change$525,000
2024-01-19Price change$575,000
2024-01-08Price change$595,000
2023-10-28Listed for sale$625,000

For Sale by Agent

AgentSandra Valdivia
BrokerageUnited Real Estate-Queen City

Similar Homes