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1148 Mosaic St, Huntertown, IN, 46748

5beds
3baths
3,352sqft
$478,000
$143price/sqft
$3,208/moest. monthly cost
$128,320/yrincome needed

About This Home

Better than new and only 3 years old, this spacious home offers the perfect blend of style and function. Featuring 5 bedrooms plus a versatile den, there's room for everyone and everything. Enjoy walk-in closets throughout and 3 full bathrooms, including a luxurious primary suite with a custom tile shower and relaxing soaking tub. The well appointed kitchen is a standout, complete with quartz countertops, stainless steel appliances, and a large walk-in pantry for ample storage. Designed with comfort in mind, the open and comfortable layout is ideal for both everyday living and entertaining. Step outside to a fully fenced backyard featuring a large patio and an impressive 14'x20' pergola, perfect for outdoor gatherings or quiet evenings at home. This beautiful home truly has it all!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
6/10
Carroll Middle SchoolGrades 6-83.5 mi
9/10
Carroll High SchoolGrades PK,9-124.2 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hook Up Gas,Dishwasher,Microwave,Refrigerator,Gas Range,Water Filtration System,Gas Water Heater
  • Laundry features: Dryer Hook Up Gas/Elec,Washer Hookup

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Features

  • 1st Bdrm En Suite,Ceiling Fan(s),Walk-In Closet(s),Countertops-Solid Surf,Eat-in Kitchen,Kitchen Island,Double Vanity,Tub and Separate Shower,Tub/Shower Combination
  • Flooring: Carpet,Vinyl,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,352

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,352
  • Total interior livable area: 3,352 sqft

Kitchen

  • Level: Main
  • Area: 126

Living Room

  • Level: Main
  • Area: 304

Office

  • Level: Main
  • Area: 120

Property

Details

  • Parcel number: 020208255007.000058

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch Covered
  • Fencing: Vinyl

Lot

  • Lot size: 10,018 sqft
  • Features: Level,City/Town/Suburb
  • Lot size dimensions: 70X143

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,417$29,004
Home Insurance *$178$2,136
Property Taxes $306$3,672
Electricity $307$3,687
Total$3,208$38,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,988/yr
40% on housing$96,240/yr
45% on housing$85,546/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 46748$196
Allen County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 46748$208
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$499,900
2026-04-06Listed for sale$508,000
2024-03-29Sold$449,900
2024-03-02Pending sale$449,900
2024-02-19Price change$449,900
2024-01-17Price change$454,900
2024-01-02Price change$469,900
2023-10-28Listed for sale$489,892

For Sale by Agent

AgentTammy Baumgartner
BrokerageCENTURY 21 Bradley Realty, Inc

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