See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

204 S Mill St, Beloit, KS, 67420

1beds
3baths
3,588sqft
$198,000
$55price/sqft
$2,369/moest. monthly cost
$94,760/yrincome needed

About This Home

Situated in the heart of downtown Beloit, KS, this unique retail space offers exceptional versatility. The expansive main level is ideal for various business activities, complemented by an upper-level loft living area featuring scenic town views and a charming blend of historic character and modern updates. Additional photos and info are coming soon. Inquire for more details on this one-of-a-kind property.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

6/10
Beloit Elementary SchoolGrades PK-60.8 mi
4/10
Beloit Jr-Sr High SchoolGrades 7-121.2 mi

Construction

Condition

  • Year built: 1900

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 1380

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2

Features

  • Finished area above ground: 3,588

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 4,968
  • Total interior livable area: 3,588 sqft

Property

Details

  • Parcel number: SG273,ST100,CT200,CY001,SD273,EN900000.
  • Lease amount: 0

Features

  • Stories: 2

Lot

  • Lot size: 3,049 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Drought
Heat Wave

FEMA Declared Disasters Across Kansas Counties

Fire
Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,001$12,012
Home Insurance *$837$10,044
Property Taxes $245$2,940
Electricity $286$3,437
Total$2,369$28,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,222/yr
40% on housing$71,070/yr
45% on housing$63,173/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$55This listing

vs Other Active Listings

Avg $/sqft

ZIP 67420$73
Mitchell County$71

vs Homes Sold Last Month

Median $/sqft

ZIP 67420
Mitchell County$23

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$198,000
2023-11-29Pending sale$89,500
2023-10-27Listed for sale$89,500

For Sale by Agent

AgentChris Wagner
BrokerageWildlife Properties Land Company, LLC

Similar Homes