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103 Flora Field Drive, Jacksonville, NC, 28546

3beds
2baths
1,654sqft
$332,900
$201price/sqft
$2,182/moest. monthly cost
$87,280/yrincome needed

About This Home

Welcome to 103 Flora Field Drive in the desirable Harvest Meadows community! Built in 2024, this beautiful one-story home offers 3 bedrooms, 2 bathrooms, a versatile flex space, and modern finishes throughout. The open-concept layout features a spacious living area with a cozy fireplace and a well-appointed kitchen with quartz countertops, tile backsplash, ample cabinetry, and a large island. The flex space is perfect for a home office, playroom, or study. The owner's suite includes a tray ceiling, en-suite bathroom, and oversized walk-in closet. Enjoy the fully fenced backyard and covered patio, perfect for entertaining, pets, or relaxing outdoors. Conveniently located just minutes from Camp Lejeune, MCAS New River, shopping, dining, and everyday amenities. Schedule your private showing today

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

3/10
4/10
White Oak HighGrades 9-122.9 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Refrigerator,Dishwasher,Electric Range

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Kitchen Island,Ceiling Fan(s),Pantry,Walk-In Closet(s)
  • Flooring: LVT/LVP,Carpet
  • Attic: Access Only

Heating & Cooling

  • Heating features: Fireplace(s),Electric,Forced Air
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 1,654
  • Total interior livable area: 1,654 sqft

Property

Details

  • Parcel number: 344b37
  • Zoning: Rmf-Ld
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Porch
  • Fencing: Wood,Fenced
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 1600 - 1799

Lot

  • Lot size: 10,019 sqft
  • Lot size dimensions: 70' x 144'

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Covered,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Heat Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,683$20,196
Home Insurance *$122$1,464
Property Taxes $177$2,124
Electricity $200$2,405
Total$2,182$26,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,811/yr
40% on housing$65,460/yr
45% on housing$58,186/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 28546$138
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28546$160
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Price change$330,000
2026-06-04Listed for sale$332,900
2024-02-21Sold$310,995
2024-01-20Price change$292,900
2024-01-17Listed for sale$309,510
2023-12-06Listing removed--
2023-10-27Listed for sale$310,955

For Sale by Agent

AgentJunior Nelson
BrokerageREAL Broker LLC

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