




106 Joy Ridge Dr, Black Mountain, NC, 28711
About This Home
Mountain views, proven short-term rental income, and a walkout basement ready for future potential, all less than a mile from downtown Black Mountain. This thoughtfully designed 2021 mountain home offers south-facing exposure and sweeping views of Jesse’s Hightop and Black Knob Peaks, filling the home with natural light throughout the day. Just a short drive to Asheville, the location combines mountain setting, small-town charm, and easy access to one of Western North Carolina’s most vibrant cities. The main living space features natural wood floors, vaulted tongue-and-groove ceilings, and an open layout that feels warm, inviting, and connected to the surrounding mountains. The kitchen includes custom quartz countertops and flows comfortably into the living area, creating a welcoming space for gathering after a day exploring the trails, restaurants, and shops that make Black Mountain such a beloved mountain town. The flexible layout includes a bedroom with office space, a custom reading loft, and a bright primary suite, making the home well suited for full-time living, a mountain retreat, or continued rental use. A standout feature is the fully separate walkout basement built with Superior Walls, offering windows, exterior access, plumbing stubbed for kitchen and bathroom (shower/lav/toilet), and a transferable Superior Walls warranty. The space provides exceptional potential for a guest suite, artist studio, recreation room, private apartment-style living area, or expanded rental opportunity, giving buyers the ability to create additional value over time. With mountain views, proven rental performance, and room to grow, this property offers a rare opportunity in one of Western North Carolina’s most desirable mountain communities. Conveniently located near Montreat, Blue Ridge Assembly, and Asheville, it provides easy access to both nature and culture while remaining close to the heart of downtown Black Mountain.
Getting Around
Schools
Construction
Condition
- Year built: 2021
Materials
- Roof: Metal
- Construction materials: Wood
Type & Style
- Home type: SingleFamily
- Property subType: Modular
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Electric Water Heater,Refrigerator
- Laundry features: Laundry Closet,Main Level
Basement
- Has basement: Yes
- Basement: Exterior Entry,Partially Finished
Bathroom Full
- Level: Main
Bathroom Half
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Level: Main
Features
- Door features: Screen Door(s)
- Window features: Insulated Windows
- Flooring: Linoleum
- Finished area below ground: 0
- Finished area above ground: 710
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Ceiling Fan(s),Ductless,Multi Units,Wall Unit(s),Zoned
Interior Area
- Total structure area: 710
- Total interior livable area: 710 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Loft
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 060963278100000
- Zoning: OI-6
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Balcony,Deck,Front Porch,Patio
- Fencing: Fenced
Lot
- Lot size: 0.20 Acres
Parking
- Parking features: Driveway,Parking Lot
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Inland Flooding
- Ice Storm
- Landslide
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Buncombe County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,896 | $22,752 |
| Home Insurance * | $104 | $1,248 |
| Property Taxes | $277 | $3,324 |
| Electricity | $200 | $2,405 |
| Total | $2,477 | $29,724 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Price change | $375,000 |
| 2026-04-06 | Listing removed | $2,675 |
| 2026-03-21 | Listed for sale | $395,000 |
| 2025-09-14 | Listed for rent | $2,675 |
| 2024-08-28 | Sold | $360,000 |
| 2024-05-31 | Pending sale | $374,900 |
| 2024-04-28 | Listed for sale | $374,900 |
| 2024-04-04 | Listing removed | -- |
| 2024-02-22 | Listed for sale | $415,000 |
| 2024-01-28 | Listing removed | -- |
| 2023-10-27 | Listed for sale | $425,000 |
| 2020-07-30 | Sold | $50,000 |
