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302 N Illinois St, West Frankfort, IL, 62896

4beds
3baths
2,160sqft
$39,000
$18price/sqft
$486/moest. monthly cost
$19,440/yrincome needed

About This Home

Tons of opportunities with this 2160 square foot home. With your vision this 4 bedroom, 2 and a half bath home can become the home of your dreams. This home offers an newer roof and vinyl siding, as well as two kitchens. This is the perfect project if you are looking to completly make a home your own, or perhaps make it your next investment property.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

--
Denning Elementary SchoolGrades PK-20.4 mi
4/10
Central Jr High SchoolGrades 7-81.8 mi
1/10

Construction

Materials

  • Roof: Shake
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom2

  • Level: Second
  • Area: 150
  • Dimensions: 15X10

Bedroom3

  • Level: Second
  • Area: 121
  • Dimensions: 11X11

Bedroom4

  • Level: Second
  • Area: 132
  • Dimensions: 11X12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,160 sqft

Kitchen

  • Level: Main
  • Area: 260
  • Dimensions: 20X13

Living Room

  • Level: Main
  • Area: 260
  • Dimensions: 20X13

Master Bedroom

  • Level: Main
  • Area: 252
  • Dimensions: 28X9

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1124181005
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 122x100

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $197$2,364
Home Insurance *$85$1,020
Property Taxes $38$456
Electricity $166$1,993
Total$486$5,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$16,662/yr
40% on housing$14,580/yr
45% on housing$12,960/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$18This listing

vs Other Active Listings

Avg $/sqft

ZIP 62896$79
Franklin County$84

vs Homes Sold Last Month

Median $/sqft

ZIP 62896
Franklin County$70

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$39,000
2026-07-30Price change$39,000
2026-07-13Price change$45,000
2026-06-10Listed for sale$50,000
2026-06-04Pending sale$50,000
2026-05-22Listed for sale$50,000
2026-05-06Pending sale$50,000
2026-04-28Listed for sale$50,000
2025-12-02Listing removed$69,000
2025-10-16Price change$69,000
2025-10-09Price change$74,000
2025-10-02Price change$79,000
2025-09-09Price change$89,000
2025-08-28Listed for sale$99,000
2024-06-20Listing removed--
2024-02-19Price change$85,000
2024-01-10Price change$95,000
2023-12-21Listed for sale$110,000
2023-09-19Sold$45,100
2023-07-31Pending sale$45,000
2023-07-26Listed for sale$45,000

For Sale by Agent

AgentJESSICA LINDHORST
BrokerageHeavenly Homes Real Estate

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