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104 E Ave APT 3, Grundy Center, IA, 50638

2beds
1baths
1,296sqft
$89,990
$69price/sqft
$755/moest. monthly cost
$30,200/yrincome needed

About This Home

This inviting second-floor condo in Grundy Center features two nicely-sized bedrooms, one full bath, and a bright open layout. There is a one stall garage that comes with the unit! HOA is $150 monthly, and has recently updated the driveway, and roof was replaced in 2011! Owner has made some nice interior updgrades as well! Located near downtown, you'll be close to shops, and the Grundy County Memorial Hospital. Plus, an HOA helps simplify life by taking care of the lawn mowing maintaining common areas, snow removal and provides exterior insurance! Easy and comfortable, super affordable small town living.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

10/10
7/10
Grundy Center High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Range,Refrigerator,Gas Water Heater
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Fireplace features: None
  • Finished area below ground: 432

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,296 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 871607157007
  • Zoning: R-1
  • Special condition: Standard

Features

  • Patio & porch: Patio

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: check legal

Parking

  • Total spaces: 1
  • Parking features: 1 Stall
  • Covered spaces: 1
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Hail
Tornado
Cold Wave
Drought

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $455$5,460
Home Insurance *$91$1,092
Property Taxes $88$1,056
Electricity $121$1,452
Total$755$9,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,885/yr
40% on housing$22,650/yr
45% on housing$20,133/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 14.3%
14.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$69This listing

vs Other Active Listings

Avg $/sqft

ZIP 50638$151
Grundy County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 50638$105
Grundy County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$89,990
2022-12-28Listing removed--
2022-10-03Listed for sale$84,900
2022-09-29Listing removed--
2022-06-21Price change$90,000
2022-04-06Price change$94,900
2022-03-28Listed for sale$98,500

For Sale by Agent

AgentTravis J Ford
BrokerageRe/Max Concepts

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