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2252 WINDWARD CAY Lane, Middleburg, FL, 32068

3beds
3baths
1,752sqft
$262,000
$150price/sqft
$2,019/moest. monthly cost
$80,760/yrincome needed

About This Home

Modern Living Meets Ultimate Convenience in Middleburg! Welcome to the Truman, a stunning 1,782 sq. ft. townhome designed for those who value both style & a lock-and-leave lifestyle. This 3 bedroom, 2.5 bath home features an open concept first floor where the modern chef's kitchen complete with wraparound countertops, recessed cabinetry, and stainless steel appliances, flows seamlessly into the dining area & spacious living room. The private owner's retreat is located on the second floor sanctuary featuring a large walk-in closet and a spa-like en-suite with dual vanities and a walk-in shower. Plus a bonus Loft area perfect for a home office, media room, or quiet reading nook. Secondary bedrooms feature a convenient Jack-and-Jill bathroom, ideal for families or guests. Plus a 1-car garage for secure parking and additional storage. HOA dues cover exterior maintenance and full lawn care, giving you more time to enjoy the on-site park and playground. Preferred Lender incentives available

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
6/10
5/10
Middleburg High SchoolGrades PK,9-120.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Roof: Shingle

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Unit,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Jack and Jill Bath,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Walk-In Closet(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,752 sqft

Property

Details

  • Parcel number: 37052400677900272
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch,Screened

Lot

  • Lot size: 3,049 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Inland Flooding
Tornado
Hurricane
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,324$15,888
Home Insurance *$178$2,136
Property Taxes $320$3,840
Electricity $197$2,366
Total$2,019$24,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,222/yr
40% on housing$60,570/yr
45% on housing$53,840/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 32068$160
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32068$192
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$262,000
2025-09-25Listing removed$242,990
2025-06-14Price change$242,990
2025-05-17Listed for sale$262,221
2024-11-01Sold$250,500
2024-08-22Price change$284,485
2024-05-08Price change$259,990
2024-03-22Price change$269,999
2024-03-04Price change$288,249
2024-02-17Price change$287,499
2024-01-10Price change$286,749
2023-11-28Price change$285,999
2023-10-27Listed for sale$285,990

New Construction

AgentCHERYA CAVANAUGH
BrokerageKELLER WILLIAMS ST JOHNS

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