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505 Walker St, Polk City, IA, 50226

4beds
3baths
1,433sqft
$397,500
$277price/sqft
$2,799/moest. monthly cost
$111,960/yrincome needed

About This Home

Crossroads at the Lakes is the perfect balance of small-town feel, yet close enough to the metro to have big-town conveniences. This community is only 20 minutes north of Des Moines and 10 minutes from communities like Ankeny, Johnson and Grimes. This spacious main floor features open-concept living with a vaulted ceiling and a kitchen with an island and pantry. The main level also features three bedrooms and two baths. Finished lower level provides a huge family room, fourth bedroom and additional bath. Hardie-siding, 15-year water proofing foundation, passive radon system and more! Close proximity to Big Creek State Park, Saylorville Lake, the Tournament Club of Iowa and Jester Park. Hubbell Homes' Preferred Lenders offer $1750 in closing costs. Not valid with any other offer and subject to change without notice.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

8/10
North Polk Middle SchoolGrades 6-86.2 mi
8/10
North Polk High SchoolGrades 9-126.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Cement Siding,Stone

Other

  • Builder name: Hubbell Homes, LC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Stove
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Egress Windows,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • Main level bedrooms: 3

Features

  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 811

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,433
  • Total interior livable area: 1,433 sqft

Property

Details

  • Parcel number: 26152501302012
  • Zoning: R

Features

  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Deck

Lot

  • Lot size: 9,452 sqft
  • Lot size dimensions: 70 x 135

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,009$24,108
Home Insurance *$149$1,788
Property Taxes $520$6,240
Electricity $121$1,452
Total$2,799$33,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,965/yr
40% on housing$83,970/yr
45% on housing$74,640/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 50226$270
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50226$273
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-22Listed for sale$429,900
2024-07-11Listing removed--
2023-10-24Listed for sale$95,000

New Construction Spec

AgentRob Burditt
BrokerageHubbell Homes of Iowa, LLC

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