See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

92 E Lafayette Rd, Watersound, FL, 32461

2beds
2baths
1,855sqft
$785,000
$423price/sqft
$4,568/moest. monthly cost
$182,720/yrincome needed

About This Home

Classic coastal charm defines this thoughtfully designed home, built in 2021 and ideally positioned within the gated NatureWalk community, backing to a peaceful wooded preserve. The popular ''Clearwater'' plan welcomes you with a charming front porch and an inviting open floor plan, where the living and dining areas feature tray ceilings and upgraded shiplap accents for a refined coastal feel. A versatile bonus space just off the main living area--complete with custom barn doors--offers the perfect setting for a home office or den. The spacious kitchen blends style and function, showcasing white cabinetry with glass-front upper cabinets extending to the ceiling for added storage, stainless steel appliances, a sleek subway tile backsplash, an oversized pantry, and direct access to the screened lanai through double doors--ideal for enjoying cool evenings and tranquil views of the preserve and colorful winter sunsets. The primary suite is light-filled and airy, featuring tray ceilings, a generously sized walk-in closet, and a well-appointed ensuite bath with an extended vanity and makeup area, along with a large walk-in shower. An additional guest bedroom, full bath, and laundry room complete the home. Notable upgrades include 10' ceilings, Mohawk RevWood flooring, and an oversized screened lanai designed for relaxed outdoor living. Designed with ease of living in mind, this home is an excellent option for retirees seeking a low-maintenance lifestyle without the burden of a large home, while still enjoying thoughtful design, quality finishes, and comfortable indoor-outdoor living. Residents of NatureWalk enjoy exclusive amenities including a heated pool, fitness center, two lighted tennis courts, and four lighted pickleball courts. Ownership also includes access to all Watersound Origins amenities, featuring a 9-hole golf course, additional tennis and pickleball courts, basketball, fitness center, clubhouse, resort-style pool, Watersound Town Center, and dock access to Lake Powell for paddle boarding and kayaking. Watersound Origins homeowners are automatically enrolled in Watersound Membership, with the option to upgrade to Watersound Club for access to the Watersound Beach Club, Camp Creek Golf Club, and private member events. Another perk is the newly opened Sidecamp Path which creates a convenient LSV-only connection from Watersound Origins to Shark's Tooth--transforming access to golf, dining, and Club amenities into an easy cart ride from your doorstep. Long-term rentals are allowed offering flexibility for use as a primary residence, second home, or investment opportunity. A rare balance of accessibility and tranquility just minutes from 30A's dining and beaches, this home is comfortably removed from the bustle. Measurements are approximate. Buyer to verify all data and dimensions if important.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

10/10
Bay Elementary SchoolGrades K-55.0 mi
8/10
8/10
South Walton High SchoolGrades 9-1211.7 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Frame,Siding CmntFbrHrdBrd

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range Hood,Refrigerator,Washer,Gas Water Heater,Tankless Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 122.1
  • Dimensions: 11 x 11.1

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Tray Ceiling(s),Recessed Lighting,Pantry,Shelving,Split Bedroom,Walls Wainscoting,Woodwork Painted
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Tile
  • Attic: Pull Down Stairs
  • Common walls with other units/homes: No Common Walls

Great Room

  • Level: First
  • Area: 406.56
  • Dimensions: 15.4 x 26.4

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,855
  • Total interior livable area: 1,855 sqft

Kitchen

  • Level: First
  • Area: 269.5
  • Dimensions: 15.4 x 17.5

Master Bedroom

  • Level: First
  • Area: 203.68
  • Dimensions: 13.4 x 15.2

Office

  • Level: First
  • Area: 114.13
  • Dimensions: 10.1 x 11.3

Property

Details

  • Parcel number: 243S18161210000550
  • Zoning description: Resid Single Family
  • Special condition: Accept Backup Offers

Features

  • Stories: 1
  • Patio & porch: Covered,Porch,Screened
  • On waterfront: Yes

Lot

  • Lot size: 5,662 sqft
  • Features: Covenants,On Golf Course,Level,Restrictions,See Remarks,Sidewalk
  • Lot size dimensions: 132 x 39 x 133 x 46

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,969$47,628
Home Insurance *$82$984
Property Taxes $320$3,840
Electricity $197$2,366
Total$4,568$54,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,617/yr
40% on housing$137,040/yr
45% on housing$121,813/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$423This listing

vs Other Active Listings

Avg $/sqft

ZIP 32461$733
Walton County$484

vs Homes Sold Last Month

Median $/sqft

ZIP 32461$589
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$795,000
2023-10-23Sold$760,000
2023-09-27Pending sale$799,000
2023-09-22Listed for sale$799,000
2023-09-21Pending sale$799,000
2023-09-12Listed for sale$799,000
2023-09-12Listing removed--
2023-07-10Price change$899,000
2023-06-17Price change$930,000
2023-06-04Price change$945,000
2023-05-22Listed for sale$948,000
2022-10-25Listing removed--
2022-09-13Price change$990,000
2022-09-05Price change$999,900
2022-01-25Pending sale$875,000
2022-01-14Price change$875,000
2021-12-20Listed for sale$899,000

For Sale by Agent

AgentDana L Ford
BrokerageScenic Sotheby's International Realty

Similar Homes