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16414 Usfs 2235 Rd, Wetmore, MI, 49895

5beds
3baths
2,912sqft
$470,500
$162price/sqft
$3,200/moest. monthly cost
$128,000/yrincome needed

About This Home

Beautiful newly built modular home 2023! This home sits on 10 acres near Round Lake. It is currently uses as a short term rental that sleeps up to 20 people. There is a 3 year builders warranty that will transfer to new owner from Sankovitch Builders. The property has generator back up. This home is nestled off the road surrounded by mature trees. The entry way has plenty of jacket & shoe storage. Open floor plan with pine tongue & grove ceilings brighten up the space nicely. The kitchen features hickory cabinetry, newer appliances and eat-in center island. There is a formal dining area that has patio doors that open up to the large front deck. The living room has a gas fireplace. Down the hallway is a full bathroom and 3 bedrooms. There primary bedroom has its own private full bathroom. The finished basement has a large entertainment area, full bathroom and 2 more bedrooms with egress windows. There is a utility closet for storage. The security system has exterior cameras that can be easily accessed from an app on your phone once switched over. No monthly charges as long as you continue internet.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Big Bay De Noc SchoolGrades PK-1221.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2023

Materials

  • Foundation: Basement,Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer,Water Softener Owned,Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Full,Concrete,Sump Pump

Bathroom

  • Features: Not Applicable

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Basement

Bedroom1

  • Level: First
  • Area: 100

Bedroom2

  • Level: First
  • Area: 100

Bedroom3

  • Level: First
  • Area: 130

Bedroom4

  • Level: Basement
  • Area: 110

Bedroom5

  • Level: Basement
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 81

Family Room

  • Level: Basement
  • Area: 750

Features

  • Eat-in Kitchen
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,456
  • Finished area above ground: 1,456

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,912
  • Total interior livable area: 2,912 sqft

Kitchen

  • Level: First
  • Area: 99

Living Room

  • Level: First
  • Area: 323

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 2101336200530
  • Zoning description: Residential
  • Special condition: Private,Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Has view: Yes
  • View description: Rural View
  • Waterfront features: None
  • Frontage type: Road
  • Frontage length: 534

Lot

  • Lot size: 10 Acres
  • Features: Deep Lot - 150+ Ft.,Rural
  • Lot size dimensions: 534 x 884 x 515 x 738

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Delta County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,379$28,548
Home Insurance *$89$1,068
Property Taxes $415$4,980
Electricity $317$3,811
Total$3,200$38,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,714/yr
40% on housing$96,000/yr
45% on housing$85,333/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 49895$130
Delta County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 49895$270
Delta County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-17Price change$470,500
2025-08-28Price change$480,500
2024-12-26Price change$499,950
2024-10-16Price change$525,900
2024-08-27Price change$545,500
2024-07-19Price change$555,000
2024-05-13Price change$650,000
2024-04-19Price change$570,000
2024-01-11Price change$580,000
2023-10-19Listed for sale$595,000

New Construction

AgentJAMIE BEAVER
BrokerageKEY REALTY DELTA COUNTY LLC

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