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10910 Watchtower Ln, Warsaw, MO, 65355

1beds
1baths
600sqft
$109,999
$183price/sqft
$858/moest. monthly cost
$34,320/yrincome needed

About This Home

Sitting on two lots in this gated community in Bent Tree Harbor, this charming 1-bedroom, 1-bath home built in 2018 sits on a double lot on the corner of Watchtower Lane (formerly Lookout) and Havenbrook Court. Enjoy a spacious 23x14 screened porch. All appliances stay, and there's a large storage shed with a loft for additional storage space. Water, waste, and electrical hookups available for your RV, so you can camp from your camp! Satellite hookup on the property. Functioning holding tank that is not part of the Bent Tree Harbor Subdivision WWTP. This property exudes character and charm—come see it and fall in love with your new weekend get-a-way!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

2/10
John Boise Middle SchoolGrades 6-89.5 mi
2/10
Warsaw High SchoolGrades 9-129.5 mi

Construction

Condition

  • Year built: 2018

Materials

  • Roof: Metal
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Built-In Oven
  • Laundry features: In Kitchen,Main Level

Basement

  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 600

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Property

Details

  • Parcel number: 134.019001003004.000

Features

  • Patio & porch: Porch

Lot

  • Lot size: 0.26 Acres

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Ice Storm
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$118$1,416
Property Taxes $43$516
Electricity $141$1,693
Total$858$10,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,417/yr
40% on housing$25,740/yr
45% on housing$22,880/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 65355$123
Benton County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 65355
Benton County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$119,900
2026-01-01Listing removed$109,900
2025-08-18Price change$109,900
2025-07-26Listed for sale$119,900
2025-07-26Listing removed$119,900
2025-06-18Price change$119,900
2025-04-15Price change$124,900
2024-08-16Listed for sale$134,900
2024-08-16Listing removed--
2024-06-21Listed for sale$145,000
2024-05-23Sold--
2024-05-09Pending sale$120,000
2024-04-22Price change$120,000
2024-04-17Price change$120,900
2024-01-18Listed for sale$129,900
2024-01-03Contingent$129,900
2023-12-27Pending sale$129,900
2023-10-18Listed for sale$129,900

For Sale by Agent

AgentJeffrey Fielder
BrokerageRE/MAX Elite, REALTORS

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