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105 Cozy Ct, Elizabethtown, KY, 42701

4beds
4baths
3,348sqft
$579,750
$173price/sqft
$4,021/moest. monthly cost
$160,840/yrincome needed

About This Home

Brand NEW HOME available Now. Quiet cul de sac location in one of Elizabethtown’s finest New neighborhoods, Fall Creek subdivision. Compare the spacious rooms, 3 covered porches, First floor owners suite and upscale bath. The walk in closet is huge and sunny laundry room is adjacent. The attached oversized 2 car garage is approximately 23’ deep. The Shenandoah kitchen has Calacutta Versilia quartz countertops, LG built in ovens, 48db dishwasher, separate 36” cooktop, and vented stainless hood. The KITCHEN ISLAND will easily seat 5 for casual meals, and there’s plenty of space for a formal table too. French doors open to the 12 x 16 covered back porch overlooking the morning sunrises. There’s also a coffee nook with extra cabinetry, a walk in pantry, and a covered side porch with combination lock. At the entrance there is a well lit Flex room, use as an office, LR, or Dining room. The stellar Family room has 18’ tall ceilings accented with 6 windows. Lots of light, a fan and nearby powder room for convenience. The staircase and upper landing provide nice views. On the second level there are Three bedrooms.. The back BR has a walk in closet, plus a Hollywood Bath connecting the middle bedroom. There are two fans, a third full bath, a furnace room, and THE Bonus room with wood floor room for everyone to relax in. You should see this space, many options. Clearly an executive level home in a premier location close to everything. HOAFees $250 year. Built and proudly offered by Kanako Sperry and TL Wise, RE Broker in Ky

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
5/10
Bluegrass Middle SchoolGrades 6-83.0 mi
8/10
John Hardin High SchoolGrades 9-123.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick/Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Area: 0

Basement

  • Basement: None

Bathroom

  • Features: None

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Features: Ceiling Fan,Wood Flooring
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Family Room

  • Features: Fireplace,Tall Ceiling
  • Level: Main
  • Area: 360

Features

  • Vaulted Ceiling(s),Breakfast Room,Formal Dining Room
  • Flooring: Laminate
  • Fireplace features: Propane
  • Fireplace: Yes

Heating & Cooling

  • Heating features: None,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,348
  • Total interior livable area: 3,348 sqft

Kitchen

  • Level: Main

Master Bathroom

  • Features: Double Vanity,Separate tub/ shower
  • Level: Main

Master Bedroom

  • Features: Tray/Trey Ceiling,Tall Ceiling
  • Level: Main
  • Area: 297

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2191002011

Features

  • Levels: Two
  • Exterior features: Concrete Walks
  • Fencing: None

Lot

  • Lot size: 0.30 Acres
  • Features: Adjacent to Park

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,931$35,172
Home Insurance *$336$4,032
Property Taxes $490$5,880
Electricity $264$3,172
Total$4,021$48,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,862/yr
40% on housing$120,630/yr
45% on housing$107,226/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 42701$143
Hardin County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 42701$142
Hardin County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$579,750
2026-05-31Listing removed$579,750
2026-05-30Listed for sale$579,750
2025-10-22Sold$75,000
2025-08-08Listed for sale$85,000
2024-04-19Listing removed--
2024-03-15Price change$69,900
2023-10-18Listed for sale$89,900

New Construction

AgentThomas L Wise
BrokerageALL STAR REALTY

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