




10648 29th St NE, Saint Michael, MN, 55376
About This Home
Loaded w/ high-end upgrades & thoughtful improvements throughout, this stunning St. Michael home stands out from the rest. The sellers have invested extensively in a fully finished walkout lower level, professional landscaping, gorgeous maintenance-free deck, fully fenced backyard, custom closets, custom window treatments, heated garage, & water filtration system—features rarely found in comparable homes. Designed for today's lifestyle, the spacious floor plan offers 4 bedrooms on the upper level & an open-concept main floor filled w/ natural light and modern finishes. Step outside to your private backyard retreat featuring beautiful landscaping & space for entertaining, grilling, or simply relaxing after a long day. The finished walkout lower level provides exceptional space for gathering, working, exercising, or hosting guests. With outstanding storage throughout & every major upgrade already completed, this home offers the appeal of new construction without the added expense, time, or hassle. Truly move-in ready!
Getting Around
Schools
Construction
Condition
- Year built: 2023
Materials
- Roof: Age 8 Years or Less
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
- Laundry features: Upper Level
Basement
- Has basement: Yes
- Basement: Drain Tiled,Finished,Sump Pump,Walk-Out Access
Bedroom
- Level: Upper
- Area: 256
- Dimensions: 16x16
Bedroom2
- Level: Upper
- Area: 182
- Dimensions: 14x13
Bedroom3
- Level: Upper
- Area: 110
- Dimensions: 11x10
Bedroom4
- Level: Upper
- Area: 110
- Dimensions: 11x10
Bedroom5
- Level: Lower
- Area: 150
- Dimensions: 15x10
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 180
- Dimensions: 15x12
Family Room
- Level: Lower
- Area: 352
- Dimensions: 22x16
Features
- Number of fireplaces: 1
- Fireplace features: Electric,Living Room
- Fireplace: Yes
- Finished area below ground: 709
- Finished area above ground: 2,104
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,973
- Total interior livable area: 2,813 sqft
Kitchen
- Level: Main
- Area: 132
- Dimensions: 12x11
Living Room
- Level: Main
- Area: 240
- Dimensions: 16x15
Office
- Level: Main
- Area: 110
- Dimensions: 11x10
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 114391001090
- Zoning description: Residential-Single Family
- Foundation area: 869
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Composite Decking,Deck,Front Porch
- Fencing: Full,Split Rail
Lot
- Lot size: 9,060 sqft
- Features: Tree Coverage - Medium
- Lot size dimensions: 65 x 140 x 65 x 140
Parking
- Total spaces: 3
- Parking features: Attached,Asphalt,Heated Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Heat Wave
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Wright County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,628 | $31,536 |
| Home Insurance * | $291 | $3,492 |
| Property Taxes | $138 | $1,656 |
| Electricity | $237 | $2,847 |
| Total | $3,294 | $39,528 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Pending sale | $519,900 |
| 2026-07-24 | Price change | $519,900 |
| 2026-06-16 | Price change | $529,000 |
| 2026-05-30 | Listed for sale | $539,900 |
| 2024-03-15 | Sold | $465,650 |
| 2024-02-22 | Pending sale | $485,000 |
| 2024-01-27 | Price change | $485,000 |
| 2023-12-05 | Price change | $493,990 |
| 2023-10-18 | Listed for sale | $499,990 |
