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278 Pacific Ave #1, Jersey City, NJ, 07304

3beds
3baths
1,537sqft
$799,000
$520price/sqft
$5,616/moest. monthly cost
$224,640/yrincome needed

About This Home

Cool, Ultra Modern feel with a tasteful blend of old world charm. This home offers 3 bedrooms, 3 bathrooms, 2 levels with approximately 1537 square feet of living space. Additional details include Ultra Contemporary Finishes and Hardware, High Ceilings, Fantastic Natural Light, Efficient Floorplan and One Car Parking. Let's not forget Location, Location, Location! Ideally located within walking distance to restaurants, coffee shops, bars, shopping, and within a short walk to the LightRail or buses. This very growing community is the place to be and buy! Super stylish and high end details all throughout. The kitchen is a focal point with a cool blend of textures and All high end paneled appliances, great storage, porcelain backsplash and a high gloss granite waterfall countertop with breakfast bar seating. Custom bathrooms with beautiful tile and vanity sections. Lower level has a private entrance which is great feature for having guests or for roommates.

Getting Around

84
WalkingVery Walkable
67
TransitGood Transit
67
BikeBikeable

Schools

6/10
5/10
Number 4 Middle SchoolGrades 6-80.8 mi
1/10
Lincoln High SchoolGrades 9-120.6 mi

Construction

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Brownstone
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Terrace,Private Roof Top
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Natural Gas,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,537
  • Total interior livable area: 1,537 sqft

Property

Details

  • Other equipment: Intercom
  • Exclusions: All Personal Property

Lot

  • Features: Shared Backyard

Parking

  • Parking features: 1 Car

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$345$4,140
Property Taxes $1,038$12,456
Electricity $193$2,318
Total$5,616$67,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,548/yr
40% on housing$168,480/yr
45% on housing$149,760/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$520This listing

vs Other Active Listings

Avg $/sqft

ZIP 07304$386
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07304$412
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-24Price change$799,000
2026-02-17Price change$825,000
2025-12-11Listed for sale$850,000
2025-01-25Listing removed$4,400
2024-12-28Price change$4,400
2024-11-23Price change$4,500
2024-10-11Price change$4,600
2024-10-02Listed for rent$4,800
2024-09-25Listing removed$825,000
2024-07-25Price change$849,000
2024-06-07Price change$858,800
2024-04-10Price change$863,998
2023-10-17Listed for sale$865,000

For Sale by Agent

AgentALENA CICCARELLI, CHRISTIE'S INTERNATIONAL REAL ESTATE GROUP
BrokerageCHRISTIE'S INTERNATIONAL REAL ESTATE GROUP

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