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4 Buck Ct, Trout Creek, MT, 59874

4beds
2baths
2,142sqft
$1,200,000
$560price/sqft
$7,140/moest. monthly cost
$285,600/yrincome needed

About This Home

Newer custom built 4 bedroom, 2 bath, 2,100+ sq ft home on 20 acres. Extremely private with spectacular mountain views. Functional open floor plan with plenty of light throughout, the gourmet kitchen has beautiful quality cabinetry, a generous island and lots of counter space (Corian), farmhouse sink and pantry. Large master bedroom with a gorgeous bathroom, soaker tub, tile shower, separate sinks, private toilet and walk in closet. Cozy wood stove sits on an elevated custom stone base, a whole house fan for cooling when needed in the summer. The large covered deck has stunning views, hot tub has its own private deck, landscaped front and back yard and a fenced area for pets. Oversized attached 2 car garage. The 32x40 heated shop has a 1/2 bath and W/D hookups, 3 - 30 amp plugins for RV or other equipment, also covered side roofs for extra storage. A large fenced garden with plenty of raised beds, greenhouse, garden shed and irrigation system. One of the nicest looking chicken coops in the county (complete with chickens, if desired). The Generac generator starts up if immediately when power is lost and powers everything. A walk in crawl space with plenty of room to walk around (extra storage), spray foam and 4" thick foam insulates the entire perimeter. Much more, must see!!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
4/10
Thompson Falls 7-8Grades 7-811.0 mi
4/10
Thompson Falls High SchoolGrades 9-1211.4 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Poured
  • Roof: Metal
  • Construction materials: Cement Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Hot Tub/Spa,Main Level Primary,Open Floorplan,Vaulted Ceiling(s),Walk-In Closet(s)
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Propane,Wood Stove
  • Cooling features: Other

Interior Area

  • Total interior livable area: 2,142 sqft

Property

Details

  • Parcel number: 35333921301250000
  • Special condition: Standard
  • Other equipment: Generator,DC Well Pump

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Porch
  • Exterior features: Dog Run,Garden,Hot Tub/Spa,Rain Gutters,Storage,Propane Tank - Leased
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: Partial
  • Has view: Yes
  • Topography of land: Level,Sloping,Varied
  • Horses can be raised: Yes

Lot

  • Lot size: 20 Acres
  • Features: Back Yard,Corners Marked,Front Yard,Garden,Landscaped,Secluded,Spring,Views,Wooded,Level

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Boat,Garage,Garage Door Opener,Heated Garage,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Winter Weather
Cold Wave
Landslide
Wildfire
Heat Wave
Lightning

FEMA Declared Disasters in Sanders County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance $414$4,968
Property Taxes $508$6,096
Electricity $151$1,812
Total$7,140$85,680

Income You'd Need if You Spent...

35% on housing$244,800/yr
40% on housing$214,200/yr
45% on housing$190,400/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$560This listing

vs Other Active Listings

Avg $/sqft

ZIP 59874$360
Sanders County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 59874
Sanders County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$1,200,000
2024-01-12Sold--
2023-10-15Listed for sale$940,000

For Sale by Agent

AgentDuane Meuchel
BrokerageElliott Realty

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