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46 Upper Reservoir Ln, Shawmut, MT, 59078

2beds
1baths
768sqft
$167,700
$218price/sqft
$1,218/moest. monthly cost
$48,720/yrincome needed

About This Home

Experience this cabin located within the Basin Cabin Owners Association, featuring a 2007 All American Sport RV. Perfect for year-round recreation, this property offers prime access to hunting, fishing, and boating at Deadman’s Basin Reservoir. The single-level home includes 2 bedrooms, 1 full bath, a durable metal roof, a cozy wood stove, and a new propane furnace. Property highlights include an oversized detached 2-car garage, a large storage shed, and all appliances (range, refrigerator, microwave, washer, and dryer). Sale includes structures and RV; the land is leased via the HOA ($300/year). Enjoy stunning views of the Big Snowies, Little Belts, and Crazy Mountains. Schedule your tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Hillcrest SchoolGrades PK-821.2 mi
3/10
Harlowton High SchoolGrades 9-1220.9 mi
--
Hillcrest 7-8Grades 7-820.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1970

Materials

  • Roof: Metal
  • Construction materials: Aluminum Siding,Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Oven,Range,Refrigerator,Washer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area above ground: 768

Heating & Cooling

  • Heating features: Forced Air,Gas,Propane
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 768 sqft

Property

Details

  • Parcel number: 0947002711
  • Zoning description: Other

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Deck
  • Fencing: Fenced

Lot

  • Features: Interior Lot

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Hail
Inland Flooding
Wildfire

FEMA Declared Disasters in Wheatland County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $847$10,164
Home Insurance $153$1,836
Property Taxes $67$804
Electricity $151$1,812
Total$1,218$14,616

Income You'd Need if You Spent...

35% on housing$41,760/yr
40% on housing$36,540/yr
45% on housing$32,480/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: -12.4%
-12.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 59078$102
Wheatland County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 59078
Wheatland County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-27Price change$167,700
2025-05-12Price change$179,900
2024-12-06Listed for sale$199,000
2024-08-06Listing removed$199,000
2024-05-07Listed for sale$199,000
2024-04-10Listing removed--
2023-10-13Listed for sale$199,000

For Sale by Agent

AgentDanny Ball
BrokerageOn The Ball Realty LLP

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