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143 Oakley Rd #143, Belmont, MA, 02478

4beds
3baths
2,200sqft
$1,585,000
$720price/sqft
$10,069/moest. monthly cost
$402,760/yrincome needed

About This Home

Payson Park - Completely gut-renovated 3+ bedroom, 2.5 bathroom condominium on the top 2 floors of classic two-family house. Features include hardwood floors throughout, a contemporary kitchen with stainless steel appliances, quartz countertops, recessed lighting and breakfast bar. The modern open floor plan creates an inviting flow throughout the unit with all-day sun. The airy sunroom is an ideal home office or playroom and features vaulted ceilings and 3 walls of windows overlooks a finely landscaped yard as well as the Payson Park Reservoir. Large primary bedroom with en-suite bath and sitting area. Upper level includes two additional bedrooms, a full bathroom and sitting area overlooking the Payson Reservoir. Two-car off-street parking with one garage spot along with a large private storage area in basement. Located near Cushing Square where you'll find dining, shopping and public transport to Cambridge, Boston and destinations west. Attention to detail throughout.

Getting Around

75
WalkingVery Walkable
41
TransitSome Transit
61
BikeBikeable

Schools

9/10
Belmont Middle SchoolGrades 7-80.8 mi
10/10
Belmont High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1935

Materials

  • Roof: Rubber,Asphalt/Composition Shingles
  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Oven,Dishwasher,Disposal,Microwave,Refrigerator,Washer,Dryer,Plumbed For Ice Maker
  • Laundry features: Second Floor,In Unit,Gas Dryer Hookup,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Second

Features

  • Internet Available - Broadband,Internet Available - DSL
  • Door features: Insulated Doors,Storm Door(s)
  • Window features: Insulated Windows,Screens
  • Flooring: Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,200
  • Common walls with other units/homes: No One Above,End Unit

Heating & Cooling

  • Heating features: Heat Pump,Unit Control,Hydro Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 2,200 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: 356741
  • Zoning: 0

Features

  • Entry location: Unit Placement(Upper)
  • Patio & porch: Porch
  • Exterior features: Porch,Garden,Screens,ET Irrigation Controller,Rain Gutters,Professional Landscaping,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener,Off Street,Driveway,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,014$96,168
Home Insurance *$288$3,456
Property Taxes $1,334$16,008
Electricity $433$5,205
Total$10,069$120,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$345,222/yr
40% on housing$302,070/yr
45% on housing$268,506/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$720This listing

vs Other Active Listings

Avg $/sqft

ZIP 02478$540
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02478$735
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-16Listed for sale$1,585,000
2024-08-07Listing removed--
2024-07-23Listed for rent$6,750
2023-10-19Listing removed--
2023-10-13Listed for rent$7,000

For Sale by Agent

AgentPeter Boyajian Team
BrokerageReal Estate 109

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