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702 Church St, Pt Gibson, MS, 39150

5beds
3baths
3,820sqft
$105,000
$27price/sqft
$2,116/moest. monthly cost
$84,640/yrincome needed

About This Home

This simple one-and-a-half story house with its prominent end chimneys is one of the oldest extant buildings in Claiborne County. When the home was constructed about 1817, Church Street, then known as Cotton Street, was quite suburban. This building's rather unornamented form was primarily a response to traditional building modes of the Eastern Seaboard adapted to the specific requirements of this area. No doubt the house once had galleries with simple posts or colonnettes at the front and back. The plan of the original portion is rather simple, two rooms wide and one-and-a-half rooms deep with a small stair rising from the back hall to the two bedrooms under the roof. Throughout the main part of the house, much of the simple Federal architectural detail remains un-changed. Changes in 1851 include the wing at the rear, the front porch, and the small formal garden on the north side. The house has 4 bedrooms and 2 baths. The back apartment has a bedroom, bath, living area and kitchen.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

2/10
6/10
Port Gibson High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Composition
  • Construction materials: Wood Siding,Sheet Rock Walls

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Historic

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove,Range Hood,Water Heater,Two or More Water Heaters,Gas Water Heater
  • Laundry features: Inside

Basement

  • Has basement: Yes
  • Basement: Conventional

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Hardwood
  • Fireplace features: Three +
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Space Heater
  • Cooling features: Multi Units,Wall Unit(s)

Interior Area

  • Total structure area: 3,820
  • Total interior livable area: 3,820 sqft

Property

Features

  • Levels: One and One Half
  • Patio & porch: Porch
  • Fencing: Partial

Lot

  • Lot size: 0.63 Acres
  • Lot size dimensions: 155 x 178

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hail
Tornado
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Claiborne County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$1,204$14,448
Property Taxes $27$324
Electricity $355$4,262
Total$2,116$25,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,548/yr
40% on housing$63,480/yr
45% on housing$56,426/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -16.8%
-16.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$27This listing

vs Other Active Listings

Avg $/sqft

ZIP 39150$64
Claiborne County$79

vs Homes Sold Last Month

Median $/sqft

ZIP 39150
Claiborne County$18

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-17Listed for sale$105,000
2025-04-22Listing removed$99,000
2025-04-04Pending sale$99,000
2024-11-14Listed for sale$99,000
2024-10-23Listing removed$99,000
2024-04-09Price change$119,000
2023-10-13Listed for sale$149,000

For Sale by Agent

AgentSteve Purvis
BrokerageLedgerPurvis Real Estate, LLC

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