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28473 Austin Lane, Warsaw, MO, 65355

1beds
1baths
717sqft
$165,000
$230price/sqft
$1,216/moest. monthly cost
$48,640/yrincome needed

About This Home

**Back on market! Seller working on repairs after previous buyer walked away!** Affordable Lake Life at it's finest! This charming 1 bed lake cabin is the perfect way to start enjoying your new life on Truman Lake! The home features newer carpeting and paint inside as well as a 1 year-old ac/heat pump that keeps the whole home comfortable year-round without breaking the bank! The two-car garage is perfect for storing your fishing boat, atv, or jet-ski and the THREE decks provide an amazing place to come home and fire up the grill in the evening while the kids or pets play in the yard shaded by beautiful mature trees! This small home offers BIG value, so call and schedule your showing TODAY! This home will accept all loan types.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

2/10
John Boise Middle SchoolGrades 6-88.7 mi
2/10
Warsaw High SchoolGrades 9-128.7 mi

Construction

Condition

  • Year built: 1961

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Thermal/Multi-Pane
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 717

Heating

  • Heating features: Heat Pump

Interior Area

  • Total structure area: 717
  • Total interior livable area: 717 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 132004002008003000

Features

  • Patio & porch: Deck
  • Waterfront features: Lake Privileges

Lot

  • Lot size: 0.36 Acres
  • Lot size dimensions: 130 x 120

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Ice Storm
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$177$2,124
Property Taxes $64$768
Electricity $141$1,693
Total$1,216$14,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,691/yr
40% on housing$36,480/yr
45% on housing$32,426/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 65355$122
Benton County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 65355
Benton County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Listed for sale$165,000
2026-04-13Pending sale$165,000
2026-04-13Contingent$165,000
2026-04-06Listed for sale$165,000
2024-12-04Sold--
2024-11-09Pending sale$149,000
2024-10-30Contingent$149,000
2024-09-28Listed for sale$149,000
2024-06-14Listing removed$159,000
2024-04-01Price change$165,000
2023-10-20Listed for sale$175,000

For Sale by Agent

AgentJustin Dean
Brokerage1st Class Real Estate KC

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