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2159 Walsingham Ct #62, Tracy, CA, 95376

3beds
3baths
1,533sqft
$485,900
$317price/sqft
$3,286/moest. monthly cost
$131,440/yrincome needed

About This Home

Welcome to this rare end-unit condo in the gated Summergate community in the heart of Tracy. This desirable end-unit offers added privacy, an expanded outdoor yard area with mature trees, and an attached two-car garage with built-in storage. Located toward the back of the complex, the home enjoys one of the most private settings in the community. The covered patio provides a comfortable outdoor space to relax, enjoy morning coffee, or unwind in the evening. Inside, the living room features a cozy gas fireplace. The kitchen offers tile countertops, pantry storage, a built-in microwave, and the refrigerator will stay with the home. A convenient half bath is located downstairs for guests. Upstairs includes all bedrooms, highlighted by the primary suite with dual sinks, a spacious shower, and two mirrored walk-in closets. Laminate flooring runs through the primary bedroom, bathroom, hallway, and stairs, while the additional bedrooms offer generous mirrored closets. Additional highlights include a newer water heater and garage cabinetry for extra storage. Summergate residents enjoy a gated community with a pool, spa, playground, and beautifully maintained grounds, with convenient access to shopping, dining, and I-205.

Getting Around

59
WalkingSomewhat Walkable
24
TransitMinimal Transit
51
BikeBikeable

Schools

2/10
6/10
5/10

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: NoFormalDiningRoom

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,533
  • Total interior livable area: 1,533 sqft

Property

Details

  • Parcel number: 23236005
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 2
  • Pool features: Community

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,456$29,472
Home Insurance *$113$1,356
Property Taxes $319$3,828
Electricity $398$4,786
Total$3,286$39,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,662/yr
40% on housing$98,580/yr
45% on housing$87,626/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$317This listing

vs Other Active Listings

Avg $/sqft

ZIP 95376$309
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95376$374
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$489,900
2026-03-17Listed for sale$499,000
2023-11-17Sold$510,000
2023-10-18Pending sale$499,900
2023-10-10Listed for sale$499,900

For Sale by Agent

Agent The Jamison Team
BrokerageTuscana Properties

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