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428 Cirrus Cir, Muenster, TX, 76252

3beds
3baths
2,426sqft
$399,000
$164price/sqft
$3,201/moest. monthly cost
$128,040/yrincome needed

About This Home

BUILDER INVENTORY CLEARANCE!! REFRIGERATOR, WASHER, DRYER INCLUDED! Check out this Stunning New Construction Home located in family-friendly neighborhood! This Spacious 1.5 story home has 3BR, 2.5Baths, & BONUS ROOM. The floor plan ensures that you will be greeted by an inviting foyer that leads to open concept living area designed to maximize space & natural light. The main level features Large Windows, HIGH CEILINGS, & impeccable finishes! The kitchen features beautiful cabinetry, Stainless Steel APPLIANCES, & spacious island. Master suite is a serene retreat with an en-suite bath & walk-in closet. This home embodies the essence of country living with its peaceful surroundings, but it's also conveniently located near schools, shopping,& entertainment options. Approx 1 hour from DFW and 30 Min from Winstar Casino!! The lot is landscaped & fully sodded with irrigation. Home has limited lifetime architectural shingles& spray foam insulation. Muenster ISD is an Award Winning ISD

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

8/10
7/10
Muenster High SchoolGrades 7-120.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Board & Batten Siding,Rock,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Disposal,Microwave,Vented Exhaust Fan

Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Dimensions: 1 x 1

Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Dimensions: 1 x 1

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second
  • Dimensions: 1 x 1

Features

  • Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 2,426 sqft

Kitchen

  • Features: Built-in Features,Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry,Walk-In Pantry
  • Level: First
  • Dimensions: 1 x 1

Living Room

  • Level: First
  • Dimensions: 1 x 1

Master Bedroom

  • Features: Linen Closet,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 1 x 1

Utility Room

  • Features: Utility Room
  • Level: First
  • Dimensions: 1 x 1

Property

Details

  • Parcel number: 323227

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Lighting,Rain Gutters
  • Fencing: Wood

Lot

  • Lot size: 7,579 sqft
  • Features: Interior Lot,Landscaped,Subdivision,Sprinkler System,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Door-Single,Driveway,Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Drought
Hail
Inland Flooding
Ice Storm
Strong Wind
Wildfire
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$318$3,816
Property Taxes $600$7,200
Electricity $266$3,196
Total$3,201$38,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,748/yr
40% on housing$96,030/yr
45% on housing$85,360/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 76252$662
Cooke County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 76252$161
Cooke County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-28Price change$424,999
2026-01-19Listed for sale$425,000
2025-12-17Listing removed$425,000
2025-07-07Price change$425,000
2025-03-03Price change$440,000
2024-11-16Price change$439,999
2024-09-30Listed for sale$440,000
2024-08-17Listing removed--
2024-06-29Price change$440,000
2024-01-17Price change$459,999
2023-11-21Price change$497,330
2023-10-25Price change$469,500
2023-10-10Listed for sale$497,330

New Construction

AgentLeanna David
BrokerageTruHome Real Estate

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