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23 Clearwater Cv, Jackson, TN, 38305

5beds
3baths
3,107sqft
$617,595
$199price/sqft
$4,143/moest. monthly cost
$165,720/yrincome needed

About This Home

Welcome to this beautifully maintained, nearly new home in gated Emerald Shores offering the perfect blend of modern design, comfort, and functionality. Just two years old, this spacious 5-bedroom, 3-bath residence features a desirable open floorplan with soaring vaulted ceilings and a striking open staircase that creates a bright, airy atmosphere throughout. The main level boasts 10-foot ceilings, elegant 8-foot doors, and a thoughtfully designed split-bedroom layout with two bedrooms on the main—ideal for privacy and convenience. Enjoy the upscale feel of all hardwood and tile flooring throughout the home—no carpet anywhere and laundry with sink. The chef's kitchen is equipped with premium KitchenAid appliances, a gas range, and a refrigerator that stays, making it move-in ready. Outside, you'll love the newly added landscaping and landscape lighting, along with a freshly stained fence enclosing the backyard—perfect for relaxing or entertaining. Situated on a quiet cove lot, this home also offers a 3-car garage and exceptional curb appeal. A rare opportunity to own a like-new home with high-end finishes in a peaceful setting—don't miss it!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
Northeast Middle SchoolGrades 6-82.2 mi
3/10
North Side High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: false
  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Brick

Other

  • Builder name: DTB Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Dishwasher,Disposal,Double Oven,Gas Range,Microwave,Range Hood,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup

Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 11.0 x 12.0

Bedroom

  • Level: Upper
  • Area: 276
  • Dimensions: 12.0 x 23.0

Bedroom

  • Level: Upper
  • Area: 180
  • Dimensions: 12.0 x 15.0

Bedroom

  • Level: Upper
  • Area: 156
  • Dimensions: 13.0 x 12.0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Ceramic Tile Shower,Commode Room,Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Master Downstairs,Soaking Tub,Tray Ceiling(s),Vaulted Ceiling(s)
  • Window features: Double Pane Windows,Low Emissivity Windows,Vinyl Frames,Window Treatments
  • Flooring: Engineered Hardwood,Tile
  • Fireplace features: Gas Log,Gas Starter,Great Room,Ventless
  • Fireplace: Yes

Great Room

  • Level: Main
  • Area: 374
  • Dimensions: 17.0 x 22.0

Heating & Cooling

  • Heating features: Fireplace(s),Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 3,107 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 14.0 x 12.0

Master Bedroom

  • Level: Main
  • Area: 272
  • Dimensions: 16.0 x 17.0

Property

Details

  • Parcel number: 043A H 041.01
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Covered,Rear Porch
  • Exterior features: Rain Gutters
  • Fencing: Wood

Lot

  • Lot size: 0.35 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: 14810 sq ft

Parking

  • Total spaces: 5
  • Parking features: Garage Door Opener,Garage Faces Side,Open
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Lightning
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,122$37,464
Home Insurance $461$5,532
Property Taxes $308$3,696
Electricity $252$3,029
Total$4,143$49,716

Income You'd Need if You Spent...

35% on housing$142,045/yr
40% on housing$124,290/yr
45% on housing$110,480/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 38305$159
Madison County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 38305$151
Madison County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Price change$627,000
2026-03-03Price change$644,000
2026-01-21Listed for sale$665,000
2023-12-28Sold$579,900
2023-10-24Pending sale$579,900
2023-10-09Listed for sale$579,900
2022-05-05Sold$60,000

For Sale by Agent

AgentMeredith Jane Fuller
BrokerageColdwell Banker Southern Realty

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